Trubank (FDIC #25267): Bank Stress & Real-Estate Credit Exposure

Trubank (FDIC Cert #25267): bank stress 71/100, elevated, STABLE over 7 days; parent COMMUNITY BANCSHARES CORP.

Trubank (#25267) lends in 6 counties across 1 state; Trubank (#25267) reaches 125 ZIP codes: Iowa 6 counties, 125 ZIPs.

Trubank (#25267) largest markets: Polk County, IA (42 branches, 42 ZIPs) (#25267), Dallas County, IA (25 branches, 25 ZIPs) (#25267), Jasper County, IA (21 branches, 21 ZIPs) (#25267), Keokuk County, IA (21 branches, 21 ZIPs) (#25267), Warren County, IA (63 branches, 21 ZIPs) (#25267), Mahaska County, IA (20 branches, 20 ZIPs) (#25267).

Trubank (#25267) reports $494.6 million in total assets; Trubank (#25267) equity $46.4 million (9.4% of Trubank (#25267) assets); Trubank (#25267) domestic deposits $366.1 million; Trubank (#25267) net income $2.7 million; Trubank (#25267) return on assets 1.09%; Trubank (#25267) return on equity 11.61%; Trubank (#25267) net interest income $8.3 million; Trubank (#25267) call report June 30, 2026.

Trubank (#25267) noncurrent real-estate loans: none reported; Trubank (#25267) net charge-offs on real estate 1.47%; Trubank (#25267) residential charge-offs 0.19%.

Trubank (#25267) net interest margin 3.69% against an eight-quarter Trubank (#25267) average of 3.46% (Trubank (#25267) compression -0.24 points); Trubank (#25267) non-residential real estate 19.0% of equity; Trubank (#25267) rate-exposure score 40/100, Trubank (#25267) fixed-rate trap 40/100; Trubank (#25267) risk type credit driven; Trubank (#25267) rate regime rates elevated, Trubank (#25267) snapshot October 19, 2026.

Trubank (#25267) stress score moved from 67.3 on June 22, 2026 to 70.9 on October 20, 2026; Trubank (#25267) ranged 67.3 to 70.9 over 117 snapshots.

Trubank (#25267) alerts: 6 counties; top Trubank (#25267) alert scores: Des Moines County, IA 48 (moderate); Newton County, IA 24 (low); Norwalk County, IA 24 (low); Oskaloosa County, IA 24 (low); West Des Moines County, IA 24 (low).