Farmers State Bank (FDIC #11307): Bank Stress & Real-Estate Credit Exposure
Farmers State Bank (FDIC Cert #11307): bank stress 44/100, contained, STABLE over 7 days; parent PIKE BCORP INC.
Farmers State Bank (#11307) lends in 4 counties across 1 state; Farmers State Bank (#11307) reaches 45 ZIP codes: Illinois 4 counties, 45 ZIPs.
Farmers State Bank (#11307) largest markets: Pike County, IL (48 branches, 16 ZIPs) (#11307), Greene County, IL (13 branches, 13 ZIPs) (#11307), Jersey County, IL (11 branches, 11 ZIPs) (#11307), Scott County, IL (9 branches, 9 ZIPs) (#11307).
Farmers State Bank (#11307) reports $339.8 million in total assets; Farmers State Bank (#11307) equity $51.7 million (15.2% of Farmers State Bank (#11307) assets); Farmers State Bank (#11307) domestic deposits $285.8 million; Farmers State Bank (#11307) net income $2.4 million; Farmers State Bank (#11307) return on assets 1.40%; Farmers State Bank (#11307) return on equity 9.48%; Farmers State Bank (#11307) net interest income $7.1 million; Farmers State Bank (#11307) call report June 30, 2026.
Farmers State Bank (#11307) noncurrent real-estate loans: none reported; Farmers State Bank (#11307) net charge-offs on real estate 0.24%.
Farmers State Bank (#11307) net interest margin 4.34% against an eight-quarter Farmers State Bank (#11307) average of 4.32% (Farmers State Bank (#11307) compression -0.02 points); Farmers State Bank (#11307) rate-exposure score 40/100, Farmers State Bank (#11307) fixed-rate trap 40/100; Farmers State Bank (#11307) risk type credit driven; Farmers State Bank (#11307) rate regime rates elevated, Farmers State Bank (#11307) snapshot October 19, 2026.
Farmers State Bank (#11307) stress score moved from 60.7 on June 22, 2026 to 44.2 on October 20, 2026; Farmers State Bank (#11307) ranged 44.2 to 60.7 over 117 snapshots.
Farmers State Bank (#11307) alerts: 4 counties; top Farmers State Bank (#11307) alert scores: Jerseyville County, IL 19 (low); Pittsfield County, IL 19 (low); White Hall County, IL 19 (low); Winchester County, IL 19 (low).