Mid America Bank (FDIC #11459): Bank Stress & Real-Estate Credit Exposure
Mid America Bank (FDIC Cert #11459): bank stress 44/100, contained, STABLE over 7 days; parent FRIENDSHIP BANCSHARES INC.
Mid America Bank (#11459) lends in 7 counties across 1 state; Mid America Bank (#11459) reaches 80 ZIP codes: Missouri 7 counties, 80 ZIPs.
Mid America Bank (#11459) largest markets: Callaway County, MO (19 branches, 19 ZIPs) (#11459), Camden County, MO (18 branches, 18 ZIPs) (#11459), Miller County, MO (34 branches, 17 ZIPs) (#11459), Osage County, MO (48 branches, 16 ZIPs) (#11459), Boone County, MO (13 branches, 13 ZIPs) (#11459), Maries County, MO (10 branches, 10 ZIPs) (#11459).
Mid America Bank (#11459) reports $1.18 billion in total assets; Mid America Bank (#11459) equity $136.0 million (11.5% of Mid America Bank (#11459) assets); Mid America Bank (#11459) domestic deposits $1.03 billion; Mid America Bank (#11459) net income $12.1 million; Mid America Bank (#11459) return on assets 2.07%; Mid America Bank (#11459) return on equity 18.11%; Mid America Bank (#11459) net interest income $25.0 million; Mid America Bank (#11459) call report June 30, 2026.
Mid America Bank (#11459) noncurrent real-estate loans: none reported; Mid America Bank (#11459) residential -0.04%; Mid America Bank (#11459) net charge-offs on real estate 1.10%; Mid America Bank (#11459) residential charge-offs 0.17%.
Mid America Bank (#11459) net interest margin 4.54% against an eight-quarter Mid America Bank (#11459) average of 4.63% (Mid America Bank (#11459) compression 0.09 points); Mid America Bank (#11459) non-residential real estate 17.5% of equity; Mid America Bank (#11459) rate-exposure score 40/100, Mid America Bank (#11459) fixed-rate trap 40/100; Mid America Bank (#11459) risk type credit driven; Mid America Bank (#11459) rate regime rates elevated, Mid America Bank (#11459) snapshot October 19, 2026.
Mid America Bank (#11459) stress score moved from 41.6 on June 22, 2026 to 43.8 on October 19, 2026; Mid America Bank (#11459) ranged 41.6 to 43.8 over 116 snapshots.
Mid America Bank (#11459) alerts: 7 counties; top Mid America Bank (#11459) alert scores: Belle County, MO 17 (low); Columbia County, MO 17 (low); Holts Summit County, MO 17 (low); Jefferson City County, MO 17 (low); Meta County, MO 17 (low).