Peoples Bank (FDIC #1147): Bank Stress & Real-Estate Credit Exposure

Peoples Bank (FDIC Cert #1147): bank stress 47/100, moderate, STABLE over 7 days; parent PEOPLES BANKSHARES LTD THE.

Peoples Bank (#1147) lends in 5 counties across 1 state; Peoples Bank (#1147) reaches 42 ZIP codes: Kansas 5 counties, 42 ZIPs.

Peoples Bank (#1147) largest markets: Osborne County, KS (12 branches, 12 ZIPs) (#1147), Barber County, KS (11 branches, 11 ZIPs) (#1147), Pratt County, KS (11 branches, 11 ZIPs) (#1147), Smith County, KS (10 branches, 10 ZIPs) (#1147), Kiowa County, KS (7 branches, 7 ZIPs) (#1147).

Peoples Bank (#1147) reports $531.1 million in total assets; Peoples Bank (#1147) equity $40.9 million (7.7% of Peoples Bank (#1147) assets); Peoples Bank (#1147) domestic deposits $486.6 million; Peoples Bank (#1147) net income $8.2 million; Peoples Bank (#1147) return on assets 3.00%; Peoples Bank (#1147) return on equity 41.89%; Peoples Bank (#1147) net interest income $9.8 million; Peoples Bank (#1147) call report June 30, 2026.

Peoples Bank (#1147) noncurrent real-estate loans: none reported; Peoples Bank (#1147) net charge-offs on real estate 0.38%.

Peoples Bank (#1147) net interest margin 3.83% against an eight-quarter Peoples Bank (#1147) average of 3.57% (Peoples Bank (#1147) compression -0.25 points); Peoples Bank (#1147) rate-exposure score 40/100, Peoples Bank (#1147) fixed-rate trap 40/100; Peoples Bank (#1147) risk type credit driven; Peoples Bank (#1147) rate regime rates elevated, Peoples Bank (#1147) snapshot October 19, 2026.

Peoples Bank (#1147) stress score moved from 48.3 on June 22, 2026 to 47.4 on October 19, 2026; Peoples Bank (#1147) ranged 47.4 to 48.3 over 116 snapshots.

Peoples Bank (#1147) alerts: 5 counties; top Peoples Bank (#1147) alert scores: Osborne County, KS 35 (low); Pratt County, KS 32 (low); Greensburg County, KS 20 (low); Medicine Lodge County, KS 20 (low); Smith Center County, KS 20 (low).