The Peoples Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #12885 · Chestertown, MD. This institution (The Peoples Bank) no longer appears in the current FDIC branch and deposit filings (#12885) that DLRadar scores; FDIC records the last The Peoples Bank day as a separately insured institution (#12885) as June 30, 2026. FDIC event for The Peoples Bank: Branch Purchased (2025-12-31). DLRadar last scored The Peoples Bank (#12885) on September 20, 2026. The The Peoples Bank facts below are its last recorded footprint (#12885), kept as a permanent The Peoples Bank public record; the The Peoples Bank figures are not refreshed.
The Peoples Bank (#12885) carried no scored branch footprint (The Peoples Bank) in the FDIC filings DLRadar reads; the The Peoples Bank record exists because FDIC certificate 12885 was a separately insured The Peoples Bank institution in Chestertown, MD, last seen by DLRadar (#12885) on September 20, 2026.
What the The Peoples Bank (#12885) record holds: FDIC certificate 12885 for The Peoples Bank, closed as a separate The Peoples Bank charter on June 30, 2026; no successor is recorded for The Peoples Bank; FDIC event for The Peoples Bank: Branch Purchased (2025-12-31); The Peoples Bank (#12885) first entered DLRadar on September 20, 2026.
How The Peoples Bank (#12885) was scored while active: the The Peoples Bank stress score read FDIC call-report financials (#12885) and the Summary of Deposits branch file for The Peoples Bank, mapped The Peoples Bank branches to counties and ZIP codes (#12885), and weighted the The Peoples Bank real-estate loan concentration against its peers; the The Peoples Bank (#12885) figures on this page are the last such The Peoples Bank run and are not refreshed.
The Peoples Bank (#12885) is chartered in Chestertown, MD; FDIC lists The Peoples Bank (#12885) as inactive.
Why this The Peoples Bank page exists: bank identities are historical data (#12885). When an institution such as The Peoples Bank merges or its charter ends, DLRadar keeps the The Peoples Bank profile so citations, links and the The Peoples Bank score history stay resolvable (#12885), and points The Peoples Bank to the successor where the FDIC records one. Every The Peoples Bank figure traces to public FDIC data (#12885).