Pecos County State Bank (FDIC #13006): Bank Stress & Real-Estate Credit Exposure
Pecos County State Bank (FDIC Cert #13006): bank stress 62/100, elevated, STABLE over 7 days; parent PECOS COUNTY BANCSHARES INC.
Pecos County State Bank (#13006) lends in 4 counties across 1 state; Pecos County State Bank (#13006) reaches 14 ZIP codes: Texas 4 counties, 14 ZIPs.
Pecos County State Bank (#13006) largest markets: Hudspeth County, TX (6 branches, 6 ZIPs) (#13006), Pecos County, TX (12 branches, 6 ZIPs) (#13006), Terrell County, TX (3 branches, 3 ZIPs) (#13006), Culberson County, TX (2 branches, 2 ZIPs) (#13006).
Pecos County State Bank (#13006) reports $309.4 million in total assets; Pecos County State Bank (#13006) equity $27.9 million (9.0% of Pecos County State Bank (#13006) assets); Pecos County State Bank (#13006) domestic deposits $280.7 million; Pecos County State Bank (#13006) net income $2.5 million; Pecos County State Bank (#13006) return on assets 1.61%; Pecos County State Bank (#13006) return on equity 17.47%; Pecos County State Bank (#13006) net interest income $5.5 million; Pecos County State Bank (#13006) call report June 30, 2026.
Pecos County State Bank (#13006) noncurrent real-estate loans: none reported; Pecos County State Bank (#13006) net charge-offs on real estate 1.00%; Pecos County State Bank (#13006) residential charge-offs 1.05%.
Pecos County State Bank (#13006) net interest margin 3.82% against an eight-quarter Pecos County State Bank (#13006) average of 3.86% (Pecos County State Bank (#13006) compression 0.04 points); Pecos County State Bank (#13006) non-residential real estate 104.6% of equity; Pecos County State Bank (#13006) rate-exposure score 40/100, Pecos County State Bank (#13006) fixed-rate trap 40/100; Pecos County State Bank (#13006) risk type credit driven; Pecos County State Bank (#13006) rate regime rates elevated, Pecos County State Bank (#13006) snapshot October 20, 2026.
Pecos County State Bank (#13006) stress score moved from 61 on June 22, 2026 to 61.9 on October 20, 2026; Pecos County State Bank (#13006) ranged 61 to 61.9 over 117 snapshots.
Pecos County State Bank (#13006) alerts: 4 counties; top Pecos County State Bank (#13006) alert scores: Fort Stockton County, TX 20 (low); Sanderson County, TX 20 (low); Sierra Blanca County, TX 20 (low); Van Horn County, TX 20 (low).