First National Bank In Olney (FDIC #14567): Bank Stress & Real-Estate Credit Exposure
First National Bank In Olney (FDIC Cert #14567): bank stress 65/100, elevated, STABLE over 7 days; parent SUMMIT BANCSHARES LTD.
First National Bank In Olney (#14567) lends in 3 counties across 1 state; First National Bank In Olney (#14567) reaches 30 ZIP codes: Illinois 3 counties, 30 ZIPs.
First National Bank In Olney (#14567) largest markets: Jasper County, IL (30 branches, 15 ZIPs) (#14567), Crawford County, IL (22 branches, 11 ZIPs) (#14567), Richland County, IL (18 branches, 9 ZIPs) (#14567).
First National Bank In Olney (#14567) reports $469.3 million in total assets; First National Bank In Olney (#14567) equity $48.5 million (10.3% of First National Bank In Olney (#14567) assets); First National Bank In Olney (#14567) domestic deposits $415.4 million; First National Bank In Olney (#14567) net income $2.8 million; First National Bank In Olney (#14567) return on assets 1.20%; First National Bank In Olney (#14567) return on equity 11.72%; First National Bank In Olney (#14567) net interest income $7.5 million; First National Bank In Olney (#14567) call report June 30, 2026.
First National Bank In Olney (#14567) noncurrent real-estate loans 0.05% of its book; First National Bank In Olney (#14567) net charge-offs on real estate 1.74%; First National Bank In Olney (#14567) residential charge-offs 5.44%.
First National Bank In Olney (#14567) net interest margin 3.40% against an eight-quarter First National Bank In Olney (#14567) average of 3.25% (First National Bank In Olney (#14567) compression -0.15 points); First National Bank In Olney (#14567) real-estate loans 5.4% of equity; First National Bank In Olney (#14567) non-residential real estate 544.3% of equity; First National Bank In Olney (#14567) rate-exposure score 40/100, First National Bank In Olney (#14567) fixed-rate trap 40/100; First National Bank In Olney (#14567) risk type credit driven; First National Bank In Olney (#14567) rate regime rates elevated, First National Bank In Olney (#14567) snapshot October 19, 2026.
First National Bank In Olney (#14567) stress score moved from 61.6 on June 22, 2026 to 65.3 on October 19, 2026; First National Bank In Olney (#14567) ranged 61.6 to 65.3 over 116 snapshots.
First National Bank In Olney (#14567) alerts: 3 counties; top First National Bank In Olney (#14567) alert scores: Newton County, IL 23 (low); Olney County, IL 23 (low); Robinson County, IL 23 (low).