Solutions North Bank (FDIC #16971): Bank Stress & Real-Estate Credit Exposure
Solutions North Bank (FDIC Cert #16971): bank stress 54/100, moderate, STABLE over 7 days; parent STOCKTON BANCSHARES INC.
Solutions North Bank (#16971) lends in 5 counties across 1 state; Solutions North Bank (#16971) reaches 41 ZIP codes: Kansas 5 counties, 41 ZIPs.
Solutions North Bank (#16971) largest markets: Graham County, KS (13 branches, 13 ZIPs) (#16971), Montgomery County, KS (13 branches, 13 ZIPs) (#16971), Rooks County, KS (10 branches, 10 ZIPs) (#16971), Trego County, KS (8 branches, 8 ZIPs) (#16971), Norton County, KS (7 branches, 7 ZIPs) (#16971).
Solutions North Bank (#16971) reports $469.5 million in total assets; Solutions North Bank (#16971) equity $57.9 million (12.3% of Solutions North Bank (#16971) assets); Solutions North Bank (#16971) domestic deposits $395.5 million; Solutions North Bank (#16971) net income $3.3 million; Solutions North Bank (#16971) return on assets 1.40%; Solutions North Bank (#16971) return on equity 11.52%; Solutions North Bank (#16971) net interest income $9.2 million; Solutions North Bank (#16971) call report June 30, 2026.
Solutions North Bank (#16971) noncurrent real-estate loans: none reported; Solutions North Bank (#16971) net charge-offs on real estate 0.35%; Solutions North Bank (#16971) residential charge-offs 1.08%.
Solutions North Bank (#16971) net interest margin 4.21% against an eight-quarter Solutions North Bank (#16971) average of 4.04% (Solutions North Bank (#16971) compression -0.17 points); Solutions North Bank (#16971) real-estate loans 0.2% of equity; Solutions North Bank (#16971) non-residential real estate 108.3% of equity; Solutions North Bank (#16971) rate-exposure score 40/100, Solutions North Bank (#16971) fixed-rate trap 40/100; Solutions North Bank (#16971) risk type credit driven; Solutions North Bank (#16971) rate regime rates elevated, Solutions North Bank (#16971) snapshot October 19, 2026.
Solutions North Bank (#16971) stress score moved from 55.4 on June 22, 2026 to 54.4 on October 19, 2026; Solutions North Bank (#16971) ranged 54.4 to 55.4 over 116 snapshots.
Solutions North Bank (#16971) alerts: 5 counties; top Solutions North Bank (#16971) alert scores: Norton County, KS 30 (low); Coffeyville County, KS 20 (low); Hill City County, KS 20 (low); Stockton County, KS 20 (low); Wakeeney County, KS 20 (low).