Outdoor Bank (FDIC #17685): Bank Stress & Real-Estate Credit Exposure
Outdoor Bank (FDIC Cert #17685): bank stress 90/100, severe, STABLE over 7 days; parent FOOTE FINANCIAL SERVICES LLC.
Outdoor Bank (#17685) lends in 10 counties across 1 state; Outdoor Bank (#17685) reaches 102 ZIP codes: Kansas 10 counties, 102 ZIPs.
Outdoor Bank (#17685) largest markets: Johnson County, KS (35 branches, 35 ZIPs) (#17685), Riley County, KS (28 branches, 14 ZIPs) (#17685), Graham County, KS (13 branches, 13 ZIPs) (#17685), Pottawatomie County, KS (12 branches, 12 ZIPs) (#17685), Sheridan County, KS (11 branches, 11 ZIPs) (#17685), Rawlins County, KS (10 branches, 10 ZIPs) (#17685).
Outdoor Bank (#17685) reports $648.8 million in total assets; Outdoor Bank (#17685) equity $63.1 million (9.7% of Outdoor Bank (#17685) assets); Outdoor Bank (#17685) domestic deposits $572.1 million; Outdoor Bank (#17685) net income minus $831,000; Outdoor Bank (#17685) return on assets -0.26%; Outdoor Bank (#17685) return on equity -2.63%; Outdoor Bank (#17685) net interest income $11.7 million; Outdoor Bank (#17685) call report June 30, 2026.
Outdoor Bank (#17685) noncurrent real-estate loans 0.02% of its book; Outdoor Bank (#17685) net charge-offs on real estate 2.50%; Outdoor Bank (#17685) residential charge-offs 0.35%.
Outdoor Bank (#17685) net interest margin 3.88% against an eight-quarter Outdoor Bank (#17685) average of 4.14% (Outdoor Bank (#17685) compression 0.27 points); Outdoor Bank (#17685) real-estate loans 2.0% of equity; Outdoor Bank (#17685) non-residential real estate 35.4% of equity; Outdoor Bank (#17685) rate-exposure score 40/100, Outdoor Bank (#17685) fixed-rate trap 40/100; Outdoor Bank (#17685) risk type credit driven; Outdoor Bank (#17685) rate regime rates elevated, Outdoor Bank (#17685) snapshot October 19, 2026.
Outdoor Bank (#17685) stress score moved from 80 on June 22, 2026 to 90.3 on October 20, 2026; Outdoor Bank (#17685) ranged 80 to 90.3 over 117 snapshots.
Outdoor Bank (#17685) alerts: 9 counties; top Outdoor Bank (#17685) alert scores: Colby County, KS 27 (low); Goodland County, KS 27 (low); Hill City County, KS 27 (low); Hoxie County, KS 27 (low); Manhattan County, KS 27 (low).