Central National Bank (FDIC #4702): Bank Stress & Real-Estate Credit Exposure
Central National Bank (FDIC Cert #4702): bank stress 64/100, elevated, STABLE over 7 days; parent CENTRAL OF KANSAS INC.
Central National Bank (#4702) lends in 17 counties across 2 states; Central National Bank (#4702) reaches 246 ZIP codes: Kansas 16 counties, 237 ZIPs; Nebraska 1 county, 10 ZIPs.
Central National Bank (#4702) largest markets: Sedgwick County, KS (52 branches, 52 ZIPs) (#4702), Johnson County, KS (35 branches, 35 ZIPs) (#4702), Shawnee County, KS (87 branches, 29 ZIPs) (#4702), Marion County, KS (38 branches, 19 ZIPs) (#4702), Jewell County, KS (14 branches, 14 ZIPs) (#4702), Riley County, KS (28 branches, 14 ZIPs) (#4702).
Central National Bank (#4702) reports $1.39 billion in total assets; Central National Bank (#4702) equity $140.3 million (10.1% of Central National Bank (#4702) assets); Central National Bank (#4702) domestic deposits $1.20 billion; Central National Bank (#4702) net income $9.3 million; Central National Bank (#4702) return on assets 1.33%; Central National Bank (#4702) return on equity 13.58%; Central National Bank (#4702) net interest income $24.8 million; Central National Bank (#4702) call report June 30, 2026.
Central National Bank (#4702) noncurrent real-estate loans 0.17% of its book; Central National Bank (#4702) residential -0.21%; Central National Bank (#4702) net charge-offs on real estate 0.01%.
Central National Bank (#4702) net interest margin 3.83% against an eight-quarter Central National Bank (#4702) average of 3.53% (Central National Bank (#4702) compression -0.30 points); Central National Bank (#4702) real-estate loans 17.1% of equity; Central National Bank (#4702) rate-exposure score 40/100, Central National Bank (#4702) fixed-rate trap 40/100; Central National Bank (#4702) risk type credit driven; Central National Bank (#4702) rate regime rates elevated, Central National Bank (#4702) snapshot October 20, 2026.
Central National Bank (#4702) stress score moved from 63.3 on June 22, 2026 to 63.6 on October 20, 2026; Central National Bank (#4702) ranged 63.3 to 63.6 over 117 snapshots.
Central National Bank (#4702) alerts: 17 counties; top Central National Bank (#4702) alert scores: Marion County, KS 31 (low); Wichita County, KS 27 (low); Beloit County, KS 21 (low); Burlington County, KS 21 (low); Concordia County, KS 21 (low).