Cloud County, KS: Foreclosures, Tax Liens & Distressed Properties

Cloud County, KS, Kansas: 8 ZIP codes scored, Cloud County, KS averaging 7/100 (minimal, Cloud, KS), from 4 to 13. Cloud County, KS is in its peak phase (Cloud, KS confidence 25/100): Cloud, KS home prices up 2.9% (Cloud, KS) over twelve months. Cloud County, KS lender headwind: 84/100.

Highest-scoring Cloud County, KS ZIPs: 67436 (13/100), 67420 (10/100), 66938 (9/100), 67466 (8/100), 67445 (6/100), 67417 (5/100). Also scored in Cloud County, KS: 66901, 66948.

Across Cloud County, KS's scored ZIPs: median home value $93,671, household income $57,921, 17.5% vacancy, 9.7% poverty, 77% owner-occupied, median age 43.5.

Cloud County, KS insurance distress 5/100 (#2,449 in the US); FEMA hazard 0/100 for Cloud, KS; 2 federal disaster declarations in Cloud County, KS since 2023; 1 Cloud, KS NFIP flood claims; Cloud, KS construction distress 5/100.

7 banks with 11 branches lend in Cloud County, KS; Cloud, KS weighted bank stress 70/100, highest 86/100 in Cloud, KS.

Cloud County, KS unemployment 3.8% (Cloud, KS +0.6 pts, six months); 5 new housing units permitted in Cloud County, KS over twelve months, Cloud, KS up 67% from 3; Cloud, KS home prices +12.3% a year (Cloud, KS) over three years.

4,467 housing units in Cloud County, KS; 929 Cloud, KS renter households; 24% of Cloud, KS renters spend 30%+ of income on rent, 11% (Cloud, KS) half or more.

Cloud County, KS ranks #2,517 nationally on the opportunity index (Cloud, KS, among all ranked counties); Cloud, KS scores 25.8/100 and Cloud, KS sits #84 inside Kansas. Cloud, KS is in the weak opportunity phase; Cloud, KS's primary driver is vacancy, Cloud, KS second driver bank institutional; Cloud, KS moved down 380 places. 101 days on market observed in Cloud, KS; 17.8% vacancy over 8 Cloud, KS ZIPs.

No CFPB county sample covers Cloud County, KS. The non-metro area reading for Cloud, KS: 1.0% ninety-plus days late; Cloud, KS's thirty-to-eighty-nine share is 2.4% (Cloud, KS, December 2025 data); Kansas overall 0.8%.

Cloud County, KS has 7 watched banks; 7 Cloud, KS banks sit in an elevated band. Cloud, KS footprints: United Bank&Trust (3 branches, stress 53) in Cloud, KS; Elk State Bank (2 branches, stress 86) in Cloud, KS; Citizens National Bank (2 branches, stress 83) in Cloud, KS.

HUD lists 1 assisted multifamily property in Cloud County, KS with 22 units; 22 Cloud, KS units are assisted, 1 Cloud, KS properties under project-based Section 8.

648 of the 4,467 housing units in Cloud, KS sit vacant. Cloud County, KS permitted 0 multifamily units in twelve months; Cloud, KS's one-to-four unit structures added 5 units in Cloud County, KS.