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ZIP 66938 Foreclosure, Tax-Lien & Distress Report

Cloud County, Kansas · Affordable market

On DLRadar's 0-100 distress scale, ZIP 66938 in Cloud County, Kansas comes in at 9, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (37/100), structural risk (21/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (5/100). The latent-versus-live split is 21/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.9% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $80,000 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 19/100. There are about 570 housing units across 66938. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $58,490, below the U.S. median near $78,000. 1,248 residents call 66938 home, typically aged 36. Around 22% of adults hold a bachelor's degree or higher. The tenure split is 85% owner-occupied to 15% rented. Around 19% of renters are cost-burdened.

Net-net, 66938 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 66938 read uses the identical scoring model applied coast to coast, which means its 9/100 score means exactly what it means anywhere else, and 66938 stays directly comparable to neighboring ZIPs and the rest of Cloud County, Kansas. Every figure is auditable to a public dataset and refreshed as records update; 66938 shows blanks, not estimates, wherever the record is sparse.

Behind 66938's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 66938 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

9/100
Composite stress
21/100
Structural risk
1/100
Distress activity

What is driving ZIP 66938’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk21
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 66938 by the numbers

A live read on 66938: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

Loading ZIP 66938 stress data…

Neighbouring ZIPs in Cloud County

Nearest ZIP codes to 66938

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Kansas distress

Keep going: ZIP, county and state distress coverage for Cloud County, Kansas.

The complete 66938 distress and acquisition report

Pull every distressed parcel in 66938 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

No modelling: every input is a public record · methodology

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