Bennington State Bank (FDIC #16402): Bank Stress & Real-Estate Credit Exposure
Bennington State Bank (FDIC Cert #16402): bank stress 43/100, contained, STABLE over 7 days; parent BERCO INC.
Bennington State Bank (#16402) lends in 11 counties across 1 state; Bennington State Bank (#16402) reaches 160 ZIP codes: Kansas 11 counties, 160 ZIPs.
Bennington State Bank (#16402) largest markets: Sedgwick County, KS (52 branches, 52 ZIPs) (#16402), Shawnee County, KS (58 branches, 29 ZIPs) (#16402), Wabaunsee County, KS (16 branches, 16 ZIPs) (#16402), Osage County, KS (30 branches, 15 ZIPs) (#16402), Pottawatomie County, KS (12 branches, 12 ZIPs) (#16402), Lyon County, KS (12 branches, 12 ZIPs) (#16402).
Bennington State Bank (#16402) reports $1.42 billion in total assets; Bennington State Bank (#16402) equity $130.5 million (9.2% of Bennington State Bank (#16402) assets); Bennington State Bank (#16402) domestic deposits $1.22 billion; Bennington State Bank (#16402) net income $16.4 million; Bennington State Bank (#16402) return on assets 2.50%; Bennington State Bank (#16402) return on equity 25.65%; Bennington State Bank (#16402) net interest income $25.4 million; Bennington State Bank (#16402) call report June 30, 2026.
Bennington State Bank (#16402) noncurrent real-estate loans: none reported; Bennington State Bank (#16402) residential -0.05%; Bennington State Bank (#16402) net charge-offs on real estate 0.31%; Bennington State Bank (#16402) residential charge-offs 0.49%.
Bennington State Bank (#16402) net interest margin 4.06% against an eight-quarter Bennington State Bank (#16402) average of 3.69% (Bennington State Bank (#16402) compression -0.37 points); Bennington State Bank (#16402) non-residential real estate 48.9% of equity; Bennington State Bank (#16402) rate-exposure score 40/100, Bennington State Bank (#16402) fixed-rate trap 40/100; Bennington State Bank (#16402) risk type credit driven; Bennington State Bank (#16402) rate regime rates elevated, Bennington State Bank (#16402) snapshot October 19, 2026.
Bennington State Bank (#16402) stress score moved from 42.2 on June 22, 2026 to 43.4 on October 20, 2026; Bennington State Bank (#16402) ranged 42.2 to 43.4 over 117 snapshots.
Bennington State Bank (#16402) alerts: 11 counties; top Bennington State Bank (#16402) alert scores: Wichita County, KS 24 (low); Abilene County, KS 18 (low); Eskridge County, KS 18 (low); Hartford County, KS 18 (low); Lucas County, KS 18 (low).