Bankiowa (FDIC #17282): Bank Stress & Real-Estate Credit Exposure

Bankiowa (FDIC Cert #17282): bank stress 50/100, moderate, STABLE over 7 days; parent FIDELITY BAN CORP.

Bankiowa (#17282) lends in 4 counties across 1 state; Bankiowa (#17282) reaches 75 ZIP codes: Iowa 4 counties, 75 ZIPs.

Bankiowa (#17282) largest markets: Linn County, IA (90 branches, 30 ZIPs) (#17282), Benton County, IA (24 branches, 24 ZIPs) (#17282), Black Hawk County, IA (54 branches, 18 ZIPs) (#17282), Buchanan County, IA (96 branches, 16 ZIPs) (#17282).

Bankiowa (#17282) reports $846.2 million in total assets; Bankiowa (#17282) equity $105.5 million (12.5% of Bankiowa (#17282) assets); Bankiowa (#17282) domestic deposits $712.7 million; Bankiowa (#17282) net income $6.7 million; Bankiowa (#17282) return on assets 1.60%; Bankiowa (#17282) return on equity 13.00%; Bankiowa (#17282) net interest income $16.4 million; Bankiowa (#17282) call report June 30, 2026.

Bankiowa (#17282) noncurrent real-estate loans: none reported; Bankiowa (#17282) net charge-offs on real estate 1.41%; Bankiowa (#17282) multifamily charge-offs 18.62%.

Bankiowa (#17282) net interest margin 4.14% against an eight-quarter Bankiowa (#17282) average of 3.65% (Bankiowa (#17282) compression -0.49 points); Bankiowa (#17282) rate-exposure score 40/100, Bankiowa (#17282) fixed-rate trap 40/100; Bankiowa (#17282) risk type credit driven; Bankiowa (#17282) rate regime rates elevated, Bankiowa (#17282) snapshot October 19, 2026.

Bankiowa (#17282) stress score moved from 50.4 on June 22, 2026 to 49.8 on October 19, 2026; Bankiowa (#17282) ranged 49.8 to 50.4 over 116 snapshots.

Bankiowa (#17282) alerts: 4 counties; top Bankiowa (#17282) alert scores: Marion County, IA 41 (moderate); Norway County, IA 19 (low); Rowley County, IA 19 (low); Waterloo County, IA 19 (low).