Security State Bank (FDIC #18374): Bank Stress & Real-Estate Credit Exposure
Security State Bank (FDIC Cert #18374): bank stress 60/100, elevated, STABLE over 7 days; parent SECURITY BANCSHARES INC.
Security State Bank (#18374) lends in 4 counties across 1 state; Security State Bank (#18374) reaches 14 ZIP codes: Kansas 4 counties, 14 ZIPs.
Security State Bank (#18374) largest markets: Finney County, KS (14 branches, 7 ZIPs) (#18374), Hamilton County, KS (4 branches, 4 ZIPs) (#18374), Scott County, KS (4 branches, 4 ZIPs) (#18374), Wichita County, KS (3 branches, 3 ZIPs) (#18374).
Security State Bank (#18374) reports $1.03 billion in total assets; Security State Bank (#18374) equity $111.5 million (10.8% of Security State Bank (#18374) assets); Security State Bank (#18374) domestic deposits $727.9 million; Security State Bank (#18374) net income $7.1 million; Security State Bank (#18374) return on assets 1.39%; Security State Bank (#18374) return on equity 12.89%; Security State Bank (#18374) net interest income $17.0 million; Security State Bank (#18374) call report June 30, 2026.
Security State Bank (#18374) noncurrent real-estate loans 0.05% of its book; Security State Bank (#18374) residential 0.16%; Security State Bank (#18374) net charge-offs on real estate 0.33%; Security State Bank (#18374) residential charge-offs 0.54%.
Security State Bank (#18374) net interest margin 3.61% against an eight-quarter Security State Bank (#18374) average of 3.36% (Security State Bank (#18374) compression -0.25 points); Security State Bank (#18374) real-estate loans 4.8% of equity; Security State Bank (#18374) non-residential real estate 53.9% of equity; Security State Bank (#18374) rate-exposure score 40/100, Security State Bank (#18374) fixed-rate trap 40/100; Security State Bank (#18374) risk type credit driven; Security State Bank (#18374) rate regime rates elevated, Security State Bank (#18374) snapshot October 19, 2026.
Security State Bank (#18374) stress score moved from 58.3 on June 22, 2026 to 59.9 on October 19, 2026; Security State Bank (#18374) ranged 58.3 to 59.9 over 116 snapshots.
Security State Bank (#18374) alerts: 4 counties; top Security State Bank (#18374) alert scores: Garden City County, KS 21 (low); Leoti County, KS 21 (low); Scott City County, KS 21 (low); Syracuse County, KS 21 (low).