Equity Bank (FDIC #25858): Bank Stress & Real-Estate Credit Exposure
Equity Bank (FDIC Cert #25858): bank stress 57/100, moderate, STABLE over 7 days; parent EQUITY BANCSHARES INC (EQBK).
Equity Bank (#25858) lends in 48 counties across 5 states; Equity Bank (#25858) reaches 756 ZIP codes: Kansas 19 counties, 258 ZIPs; Missouri 14 counties, 192 ZIPs; Oklahoma 7 counties, 159 ZIPs; Nebraska 5 counties, 108 ZIPs; Arkansas 3 counties, 39 ZIPs.
Equity Bank (#25858) largest markets: Jackson County, MO (174 branches, 58 ZIPs) (#25858), Oklahoma County, OK (110 branches, 55 ZIPs) (#25858), Sedgwick County, KS (208 branches, 52 ZIPs) (#25858), Lancaster County, NE (88 branches, 44 ZIPs) (#25858), Tulsa County, OK (43 branches, 43 ZIPs) (#25858), Douglas County, NE (37 branches, 37 ZIPs) (#25858).
Equity Bank (#25858) reports $7.71 billion in total assets; Equity Bank (#25858) equity $895.8 million (11.6% of Equity Bank (#25858) assets); Equity Bank (#25858) domestic deposits $6.33 billion; Equity Bank (#25858) net income $49.5 million; Equity Bank (#25858) return on assets 1.37%; Equity Bank (#25858) return on equity 11.77%; Equity Bank (#25858) net interest income $151.1 million; Equity Bank (#25858) call report June 30, 2026.
Equity Bank (#25858) noncurrent real-estate loans: none reported; Equity Bank (#25858) multifamily 0.01%; Equity Bank (#25858) residential -0.01%; Equity Bank (#25858) net charge-offs on real estate 0.75%; Equity Bank (#25858) multifamily charge-offs 1.05%; Equity Bank (#25858) residential charge-offs 0.35%.
Equity Bank (#25858) net interest margin 4.59% against an eight-quarter Equity Bank (#25858) average of 4.38% (Equity Bank (#25858) compression -0.22 points); Equity Bank (#25858) non-residential real estate 35.4% of equity; Equity Bank (#25858) rate-exposure score 40/100, Equity Bank (#25858) fixed-rate trap 40/100; Equity Bank (#25858) risk type market signal; Equity Bank (#25858) rate regime rates elevated; Equity Bank (#25858) shares 7.7% below the 52-week high, Equity Bank (#25858) equity trend weakening, Equity Bank (#25858) snapshot October 20, 2026.
Equity Bank (#25858) stress score moved from 60.8 on June 22, 2026 to 57.5 on October 20, 2026; Equity Bank (#25858) ranged 57.5 to 60.8 over 117 snapshots.
Equity Bank (#25858) alerts: 40 counties; top Equity Bank (#25858) alert scores: Lincoln County, KS 38 (moderate); Norton County, KS 31 (low); Wichita County, KS 26 (low); Altus County, KS 20 (low); Americus County, KS 20 (low).