Firstbank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #18714 · Lakewood, CO. This institution (Firstbank) no longer appears in the current FDIC branch and deposit filings (#18714) that DLRadar scores; FDIC records the last Firstbank day as a separately insured institution (#18714) as June 18, 2026. FDIC event for Firstbank: Participated in Absorbtion/Consolidation/Merger (2026-06-18). DLRadar last scored Firstbank (#18714) on September 20, 2026. The Firstbank facts below are its last recorded footprint (#18714), kept as a permanent Firstbank public record; the Firstbank figures are not refreshed.
Firstbank (#18714) carried no scored branch footprint (Firstbank) in the FDIC filings DLRadar reads; the Firstbank record exists because FDIC certificate 18714 was a separately insured Firstbank institution in Lakewood, CO, last seen by DLRadar (#18714) on September 20, 2026.
What the Firstbank (#18714) record holds: FDIC certificate 18714 for Firstbank, closed as a separate Firstbank charter on June 18, 2026; successor Pnc Bank National Assn (FDIC #6384) carries the Firstbank footprint forward; FDIC event for Firstbank: Participated in Absorbtion/Consolidation/Merger (2026-06-18); Firstbank (#18714) first entered DLRadar on September 20, 2026.
How Firstbank (#18714) was scored while active: the Firstbank stress score read FDIC call-report financials (#18714) and the Summary of Deposits branch file for Firstbank, mapped Firstbank branches to counties and ZIP codes (#18714), and weighted the Firstbank real-estate loan concentration against its peers; the Firstbank (#18714) figures on this page are the last such Firstbank run and are not refreshed.
Firstbank (#18714) net interest margin 3.85% against an eight-quarter Firstbank (#18714) average of 2.76% (Firstbank (#18714) compression -1.09 points); Firstbank (#18714) real-estate loans 0.6% of equity; Firstbank (#18714) non-residential real estate 132.4% of equity; Firstbank (#18714) rate-exposure score 40/100, Firstbank (#18714) fixed-rate trap 40/100; Firstbank (#18714) risk type credit driven; Firstbank (#18714) rate regime rates elevated, Firstbank (#18714) snapshot August 25, 2026.
Firstbank (#18714) stress score held at 53.6 across 65 daily snapshots, June 22, 2026 to August 25, 2026.
Firstbank (#18714) is chartered in Lakewood, CO; FDIC lists Firstbank (#18714) as inactive, succeeded by Pnc Bank National Assn.
Why this Firstbank page exists: bank identities are historical data (#18714). When an institution such as Firstbank merges or its charter ends, DLRadar keeps the Firstbank profile so citations, links and the Firstbank score history stay resolvable (#18714), and points Firstbank to the successor where the FDIC records one. Every Firstbank figure traces to public FDIC data (#18714).