First Midwest Bank Of Dexter (FDIC #19001): Bank Stress & Real-Estate Credit Exposure

First Midwest Bank Of Dexter (FDIC Cert #19001): bank stress 51/100, moderate, STABLE over 7 days; parent MIDWEST BCORP &AFFILIATES ESOP TR.

First Midwest Bank Of Dexter (#19001) lends in 5 counties across 1 state; First Midwest Bank Of Dexter (#19001) reaches 77 ZIP codes: Missouri 5 counties, 77 ZIPs.

First Midwest Bank Of Dexter (#19001) largest markets: Greene County, MO (23 branches, 23 ZIPs) (#19001), Cape Girardeau County, MO (38 branches, 19 ZIPs) (#19001), New Madrid County, MO (17 branches, 17 ZIPs) (#19001), Scott County, MO (14 branches, 14 ZIPs) (#19001), Stoddard County, MO (42 branches, 14 ZIPs) (#19001).

First Midwest Bank Of Dexter (#19001) reports $652.0 million in total assets; First Midwest Bank Of Dexter (#19001) equity $69.8 million (10.7% of First Midwest Bank Of Dexter (#19001) assets); First Midwest Bank Of Dexter (#19001) domestic deposits $524.4 million; First Midwest Bank Of Dexter (#19001) net income $6.2 million; First Midwest Bank Of Dexter (#19001) return on assets 1.86%; First Midwest Bank Of Dexter (#19001) return on equity 18.30%; First Midwest Bank Of Dexter (#19001) net interest income $12.8 million; First Midwest Bank Of Dexter (#19001) call report June 30, 2026.

First Midwest Bank Of Dexter (#19001) noncurrent real-estate loans: none reported; First Midwest Bank Of Dexter (#19001) net charge-offs on real estate 0.95%; First Midwest Bank Of Dexter (#19001) residential charge-offs 1.38%.

First Midwest Bank Of Dexter (#19001) net interest margin 4.09% against an eight-quarter First Midwest Bank Of Dexter (#19001) average of 3.61% (First Midwest Bank Of Dexter (#19001) compression -0.48 points); First Midwest Bank Of Dexter (#19001) non-residential real estate 138.0% of equity; First Midwest Bank Of Dexter (#19001) rate-exposure score 40/100, First Midwest Bank Of Dexter (#19001) fixed-rate trap 40/100; First Midwest Bank Of Dexter (#19001) risk type credit driven; First Midwest Bank Of Dexter (#19001) rate regime rates elevated, First Midwest Bank Of Dexter (#19001) snapshot October 19, 2026.

First Midwest Bank Of Dexter (#19001) stress score moved from 53.3 on June 22, 2026 to 51 on October 19, 2026; First Midwest Bank Of Dexter (#19001) ranged 51 to 53.3 over 116 snapshots.

First Midwest Bank Of Dexter (#19001) alerts: 4 counties; top First Midwest Bank Of Dexter (#19001) alert scores: Jackson County, MO 32 (low); Dudley County, MO 18 (low); Sikeston County, MO 18 (low); Springfield County, MO 18 (low).