First Mw Bank Of The Ozarks (FDIC #19212): Bank Stress & Real-Estate Credit Exposure

First Mw Bank Of The Ozarks (FDIC Cert #19212): bank stress 52/100, moderate, STABLE over 7 days; parent MIDWEST BCORP &AFFILIATES ESOP TR.

First Mw Bank Of The Ozarks (#19212) lends in 5 counties across 1 state; First Mw Bank Of The Ozarks (#19212) reaches 54 ZIP codes: Missouri 5 counties, 54 ZIPs.

First Mw Bank Of The Ozarks (#19212) largest markets: Wayne County, MO (45 branches, 15 ZIPs) (#19212), Stoddard County, MO (14 branches, 14 ZIPs) (#19212), Boone County, MO (26 branches, 13 ZIPs) (#19212), Butler County, MO (44 branches, 11 ZIPs) (#19212), Carter County, MO (5 branches, 5 ZIPs) (#19212).

First Mw Bank Of The Ozarks (#19212) reports $733.2 million in total assets; First Mw Bank Of The Ozarks (#19212) equity $78.7 million (10.7% of First Mw Bank Of The Ozarks (#19212) assets); First Mw Bank Of The Ozarks (#19212) domestic deposits $646.6 million; First Mw Bank Of The Ozarks (#19212) net income $6.7 million; First Mw Bank Of The Ozarks (#19212) return on assets 1.81%; First Mw Bank Of The Ozarks (#19212) return on equity 17.19%; First Mw Bank Of The Ozarks (#19212) net interest income $15.4 million; First Mw Bank Of The Ozarks (#19212) call report June 30, 2026.

First Mw Bank Of The Ozarks (#19212) noncurrent real-estate loans 0.09% of its book; First Mw Bank Of The Ozarks (#19212) residential 0.24%; First Mw Bank Of The Ozarks (#19212) net charge-offs on real estate 0.96%; First Mw Bank Of The Ozarks (#19212) residential charge-offs 1.65%.

First Mw Bank Of The Ozarks (#19212) net interest margin 4.45% against an eight-quarter First Mw Bank Of The Ozarks (#19212) average of 4.22% (First Mw Bank Of The Ozarks (#19212) compression -0.23 points); First Mw Bank Of The Ozarks (#19212) real-estate loans 9.0% of equity; First Mw Bank Of The Ozarks (#19212) non-residential real estate 165.2% of equity; First Mw Bank Of The Ozarks (#19212) rate-exposure score 40/100, First Mw Bank Of The Ozarks (#19212) fixed-rate trap 40/100; First Mw Bank Of The Ozarks (#19212) risk type credit driven; First Mw Bank Of The Ozarks (#19212) rate regime rates elevated, First Mw Bank Of The Ozarks (#19212) snapshot October 19, 2026.

First Mw Bank Of The Ozarks (#19212) stress score moved from 53.8 on June 22, 2026 to 51.8 on October 19, 2026; First Mw Bank Of The Ozarks (#19212) ranged 51.8 to 53.8 over 116 snapshots.

First Mw Bank Of The Ozarks (#19212) alerts: 5 counties; top First Mw Bank Of The Ozarks (#19212) alert scores: Columbia County, MO 18 (low); Poplar Bluff County, MO 18 (low); Puxico County, MO 18 (low); Van Buren County, MO 18 (low); Williamsville County, MO 18 (low).