Peoples Community Bank (FDIC #22394): Bank Stress & Real-Estate Credit Exposure
Peoples Community Bank (FDIC Cert #22394): bank stress 12/100, contained, STABLE over 7 days; parent GREENVILLE BANCSHARES INC.
Peoples Community Bank (#22394) lends in 11 counties across 1 state; Peoples Community Bank (#22394) reaches 148 ZIP codes: Missouri 11 counties, 148 ZIPs.
Peoples Community Bank (#22394) largest markets: Greene County, MO (23 branches, 23 ZIPs) (#22394), Texas County, MO (21 branches, 21 ZIPs) (#22394), Lawrence County, MO (21 branches, 21 ZIPs) (#22394), Barry County, MO (36 branches, 18 ZIPs) (#22394), Iron County, MO (16 branches, 16 ZIPs) (#22394), Wayne County, MO (45 branches, 15 ZIPs) (#22394).
Peoples Community Bank (#22394) reports $735.2 million in total assets; Peoples Community Bank (#22394) equity $131.3 million (17.9% of Peoples Community Bank (#22394) assets); Peoples Community Bank (#22394) domestic deposits $599.8 million; Peoples Community Bank (#22394) net income $9.4 million; Peoples Community Bank (#22394) return on assets 2.61%; Peoples Community Bank (#22394) return on equity 14.19%; Peoples Community Bank (#22394) net interest income $15.7 million; Peoples Community Bank (#22394) call report June 30, 2026.
Peoples Community Bank (#22394) noncurrent real-estate loans: none reported; Peoples Community Bank (#22394) residential -0.05%; Peoples Community Bank (#22394) net charge-offs on real estate 1.31%; Peoples Community Bank (#22394) residential charge-offs 0.46%.
Peoples Community Bank (#22394) net interest margin 4.65% against an eight-quarter Peoples Community Bank (#22394) average of 4.39% (Peoples Community Bank (#22394) compression -0.26 points); Peoples Community Bank (#22394) non-residential real estate 46.0% of equity; Peoples Community Bank (#22394) rate-exposure score 40/100, Peoples Community Bank (#22394) fixed-rate trap 40/100; Peoples Community Bank (#22394) risk type rate trapped; Peoples Community Bank (#22394) rate regime rates elevated, Peoples Community Bank (#22394) snapshot October 20, 2026.
Peoples Community Bank (#22394) stress score moved from 7.7 on June 22, 2026 to 11.6 on October 20, 2026; Peoples Community Bank (#22394) ranged 7.7 to 11.6 over 117 snapshots.
Peoples Community Bank (#22394) alerts: 11 counties; top Peoples Community Bank (#22394) alert scores: Annapolis County, MO 10 (low); Aurora County, MO 10 (low); Cabool County, MO 10 (low); Ellington County, MO 10 (low); Marble Hill County, MO 10 (low).