Progressive Ozark Bank (FDIC #31488): Bank Stress & Real-Estate Credit Exposure
Progressive Ozark Bank (FDIC Cert #31488): bank stress 46/100, moderate, STABLE over 7 days; parent OZARK BCORP INC.
Progressive Ozark Bank (#31488) lends in 3 counties across 1 state; Progressive Ozark Bank (#31488) reaches 36 ZIP codes: Missouri 3 counties, 36 ZIPs.
Progressive Ozark Bank (#31488) largest markets: Texas County, MO (42 branches, 21 ZIPs) (#31488), Wright County, MO (33 branches, 11 ZIPs) (#31488), Dent County, MO (8 branches, 8 ZIPs) (#31488).
Progressive Ozark Bank (#31488) reports $190.9 million in total assets; Progressive Ozark Bank (#31488) equity $18.4 million (9.6% of Progressive Ozark Bank (#31488) assets); Progressive Ozark Bank (#31488) domestic deposits $170.7 million; Progressive Ozark Bank (#31488) net income $2.2 million; Progressive Ozark Bank (#31488) return on assets 2.30%; Progressive Ozark Bank (#31488) return on equity 24.19%; Progressive Ozark Bank (#31488) net interest income $4.9 million; Progressive Ozark Bank (#31488) call report June 30, 2026.
Progressive Ozark Bank (#31488) noncurrent real-estate loans: none reported; Progressive Ozark Bank (#31488) net charge-offs on real estate 0.02%.
Progressive Ozark Bank (#31488) net interest margin 5.60% against an eight-quarter Progressive Ozark Bank (#31488) average of 5.36% (Progressive Ozark Bank (#31488) compression -0.24 points); Progressive Ozark Bank (#31488) rate-exposure score 40/100, Progressive Ozark Bank (#31488) fixed-rate trap 40/100; Progressive Ozark Bank (#31488) risk type credit driven; Progressive Ozark Bank (#31488) rate regime rates elevated, Progressive Ozark Bank (#31488) snapshot October 20, 2026.
Progressive Ozark Bank (#31488) stress score moved from 48.3 on June 22, 2026 to 45.8 on October 20, 2026; Progressive Ozark Bank (#31488) ranged 45.8 to 48.3 over 117 snapshots.
Progressive Ozark Bank (#31488) alerts: 3 counties; top Progressive Ozark Bank (#31488) alert scores: Licking County, MO 17 (low); Mountain Grove County, MO 17 (low); Salem County, MO 17 (low).