Citizens First Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #33440 · The Villages, FL. This institution (Citizens First Bank) no longer appears in the current FDIC branch and deposit filings (#33440) that DLRadar scores; FDIC records the last Citizens First Bank day as a separately insured institution (#33440) as October 1, 2025. FDIC event for Citizens First Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-01). DLRadar last scored Citizens First Bank (#33440) on September 20, 2026. The Citizens First Bank facts below are its last recorded footprint (#33440), kept as a permanent Citizens First Bank public record; the Citizens First Bank figures are not refreshed.
Citizens First Bank (#33440) carried no scored branch footprint (Citizens First Bank) in the FDIC filings DLRadar reads; the Citizens First Bank record exists because FDIC certificate 33440 was a separately insured Citizens First Bank institution in The Villages, FL, last seen by DLRadar (#33440) on September 20, 2026.
What the Citizens First Bank (#33440) record holds: FDIC certificate 33440 for Citizens First Bank, closed as a separate Citizens First Bank charter on October 1, 2025; successor Seacoast National Bank (FDIC #131) carries the Citizens First Bank footprint forward; FDIC event for Citizens First Bank: Participated in Absorbtion/Consolidation/Merger (2025-10-01); Citizens First Bank (#33440) first entered DLRadar on September 20, 2026.
How Citizens First Bank (#33440) was scored while active: the Citizens First Bank stress score read FDIC call-report financials (#33440) and the Summary of Deposits branch file for Citizens First Bank, mapped Citizens First Bank branches to counties and ZIP codes (#33440), and weighted the Citizens First Bank real-estate loan concentration against its peers; the Citizens First Bank (#33440) figures on this page are the last such Citizens First Bank run and are not refreshed.
Citizens First Bank (#33440) is chartered in The Villages, FL; FDIC lists Citizens First Bank (#33440) as inactive, succeeded by Seacoast National Bank.
Why this Citizens First Bank page exists: bank identities are historical data (#33440). When an institution such as Citizens First Bank merges or its charter ends, DLRadar keeps the Citizens First Bank profile so citations, links and the Citizens First Bank score history stay resolvable (#33440), and points Citizens First Bank to the successor where the FDIC records one. Every Citizens First Bank figure traces to public FDIC data (#33440).