Community First Banking Co (FDIC #34610): Bank Stress & Real-Estate Credit Exposure
Community First Banking Co (FDIC Cert #34610): bank stress 65/100, elevated, STABLE over 7 days; parent COMMUNITY BANCSHARES W PLAINS.
Community First Banking Co (#34610) lends in 3 counties across 1 state; Community First Banking Co (#34610) reaches 33 ZIP codes: Missouri 3 counties, 33 ZIPs.
Community First Banking Co (#34610) largest markets: Howell County, MO (26 branches, 13 ZIPs) (#34610), Oregon County, MO (12 branches, 12 ZIPs) (#34610), Wright County, MO (11 branches, 11 ZIPs) (#34610).
Community First Banking Co (#34610) reports $307.3 million in total assets; Community First Banking Co (#34610) equity $28.2 million (9.2% of Community First Banking Co (#34610) assets); Community First Banking Co (#34610) domestic deposits $262.2 million; Community First Banking Co (#34610) net income $2.2 million; Community First Banking Co (#34610) return on assets 1.44%; Community First Banking Co (#34610) return on equity 15.74%; Community First Banking Co (#34610) net interest income $5.4 million; Community First Banking Co (#34610) call report June 30, 2026.
Community First Banking Co (#34610) noncurrent real-estate loans: none reported; Community First Banking Co (#34610) net charge-offs on real estate 0.00%.
Community First Banking Co (#34610) net interest margin 3.76% against an eight-quarter Community First Banking Co (#34610) average of 3.40% (Community First Banking Co (#34610) compression -0.36 points); Community First Banking Co (#34610) rate-exposure score 40/100, Community First Banking Co (#34610) fixed-rate trap 40/100; Community First Banking Co (#34610) risk type credit driven; Community First Banking Co (#34610) rate regime rates elevated, Community First Banking Co (#34610) snapshot October 20, 2026.
Community First Banking Co (#34610) stress score moved from 63.7 on June 22, 2026 to 64.7 on October 20, 2026; Community First Banking Co (#34610) ranged 63.7 to 64.7 over 117 snapshots.
Community First Banking Co (#34610) alerts: 3 counties; top Community First Banking Co (#34610) alert scores: Mountain Grove County, MO 21 (low); Thayer County, MO 21 (low); West Plains County, MO 21 (low).