Wood&Huston Bank (FDIC #1060): Bank Stress & Real-Estate Credit Exposure
Wood&Huston Bank (FDIC Cert #1060): bank stress 46/100, moderate, STABLE over 7 days; parent WOOD&HUSTON BCORP INC.
Wood&Huston Bank (#1060) lends in 6 counties across 1 state; Wood&Huston Bank (#1060) reaches 91 ZIP codes: Missouri 6 counties, 91 ZIPs.
Wood&Huston Bank (#1060) largest markets: Greene County, MO (23 branches, 23 ZIPs) (#1060), Cape Girardeau County, MO (38 branches, 19 ZIPs) (#1060), Lafayette County, MO (16 branches, 16 ZIPs) (#1060), Pettis County, MO (15 branches, 15 ZIPs) (#1060), Howell County, MO (26 branches, 13 ZIPs) (#1060), Saline County, MO (65 branches, 13 ZIPs) (#1060).
Wood&Huston Bank (#1060) reports $1.23 billion in total assets; Wood&Huston Bank (#1060) equity $135.2 million (11.0% of Wood&Huston Bank (#1060) assets); Wood&Huston Bank (#1060) domestic deposits $1.08 billion; Wood&Huston Bank (#1060) net income $13.0 million; Wood&Huston Bank (#1060) return on assets 2.08%; Wood&Huston Bank (#1060) return on equity 20.11%; Wood&Huston Bank (#1060) net interest income $22.6 million; Wood&Huston Bank (#1060) call report June 30, 2026.
Wood&Huston Bank (#1060) noncurrent real-estate loans 0.01% of its book; Wood&Huston Bank (#1060) residential 0.03%; Wood&Huston Bank (#1060) net charge-offs on real estate 0.10%.
Wood&Huston Bank (#1060) net interest margin 3.86% against an eight-quarter Wood&Huston Bank (#1060) average of 3.46% (Wood&Huston Bank (#1060) compression -0.40 points); Wood&Huston Bank (#1060) real-estate loans 1.0% of equity; Wood&Huston Bank (#1060) rate-exposure score 40/100, Wood&Huston Bank (#1060) fixed-rate trap 40/100; Wood&Huston Bank (#1060) risk type credit driven; Wood&Huston Bank (#1060) rate regime rates elevated, Wood&Huston Bank (#1060) snapshot October 19, 2026.
Wood&Huston Bank (#1060) stress score moved from 47.1 on June 22, 2026 to 45.5 on October 19, 2026; Wood&Huston Bank (#1060) ranged 45.5 to 47.1 over 116 snapshots.
Wood&Huston Bank (#1060) alerts: 6 counties; top Wood&Huston Bank (#1060) alert scores: Jackson County, MO 31 (low); Higginsville County, MO 17 (low); Marshall County, MO 17 (low); Sedalia County, MO 17 (low); Springfield County, MO 17 (low).