Gnbank National Assn (FDIC #4673): Bank Stress & Real-Estate Credit Exposure
Gnbank National Assn (FDIC Cert #4673): bank stress 52/100, moderate, STABLE over 7 days; parent GN BANKSHARES INC.
Gnbank National Assn (#4673) lends in 10 counties across 2 states; Gnbank National Assn (#4673) reaches 100 ZIP codes: Kansas 8 counties, 90 ZIPs; Colorado 2 counties, 10 ZIPs.
Gnbank National Assn (#4673) largest markets: Jackson County, KS (36 branches, 18 ZIPs) (#4673), Nemaha County, KS (16 branches, 16 ZIPs) (#4673), Crawford County, KS (60 branches, 15 ZIPs) (#4673), Brown County, KS (26 branches, 13 ZIPs) (#4673), Clay County, KS (10 branches, 10 ZIPs) (#4673), Woodson County, KS (10 branches, 10 ZIPs) (#4673).
Gnbank National Assn (#4673) reports $1.05 billion in total assets; Gnbank National Assn (#4673) equity $128.7 million (12.2% of Gnbank National Assn (#4673) assets); Gnbank National Assn (#4673) domestic deposits $851.1 million; Gnbank National Assn (#4673) net income $8.0 million; Gnbank National Assn (#4673) return on assets 1.52%; Gnbank National Assn (#4673) return on equity 12.60%; Gnbank National Assn (#4673) net interest income $21.1 million; Gnbank National Assn (#4673) call report June 30, 2026.
Gnbank National Assn (#4673) noncurrent real-estate loans: none reported; Gnbank National Assn (#4673) residential -0.09%; Gnbank National Assn (#4673) net charge-offs on real estate 0.12%; Gnbank National Assn (#4673) residential charge-offs 0.01%.
Gnbank National Assn (#4673) net interest margin 4.26% against an eight-quarter Gnbank National Assn (#4673) average of 3.92% (Gnbank National Assn (#4673) compression -0.34 points); Gnbank National Assn (#4673) non-residential real estate 1.4% of equity; Gnbank National Assn (#4673) rate-exposure score 40/100, Gnbank National Assn (#4673) fixed-rate trap 40/100; Gnbank National Assn (#4673) risk type credit driven; Gnbank National Assn (#4673) rate regime rates elevated, Gnbank National Assn (#4673) snapshot October 19, 2026.
Gnbank National Assn (#4673) stress score moved from 56.5 on June 22, 2026 to 52.3 on October 19, 2026; Gnbank National Assn (#4673) ranged 52.3 to 56.5 over 116 snapshots.
Gnbank National Assn (#4673) alerts: 10 counties; top Gnbank National Assn (#4673) alert scores: Bucklin County, KS 19 (low); Clay Center County, KS 19 (low); Eads County, KS 19 (low); Holton County, KS 19 (low); Horton County, KS 19 (low).