Clay County, KS: Foreclosures, Tax Liens & Distressed Properties

Clay County, KS, Kansas: 10 ZIP codes scored, Clay County, KS averaging 10/100 (minimal, Clay, KS), from 5 to 18. Clay County, KS is in its peak phase (Clay, KS confidence 25/100): Clay, KS home prices up 2.9% (Clay, KS) over twelve months. Clay County, KS lender headwind: 65/100.

Highest-scoring Clay County, KS ZIPs: 66962 (18/100), 67410 (16/100), 66937 (12/100), 67447 (12/100), 66938 (9/100), 67487 (9/100). Also scored in Clay County, KS: 67466, 67458, 67432, 67468.

Across Clay County, KS's scored ZIPs: median home value $150,400, household income $65,262, 14.3% vacancy, 13.8% poverty, 81% owner-occupied, median age 42.3.

Clay County, KS insurance distress 0/100 (#2,709 in the US); FEMA hazard 0/100 for Clay, KS; Clay, KS construction distress 29/100.

5 banks with 8 branches lend in Clay County, KS; Clay, KS weighted bank stress 65/100, highest 83/100 in Clay, KS.

Clay County, KS unemployment 4.4% (Clay, KS +0.4 pts, six months); 26 new housing units permitted in Clay County, KS over twelve months, Clay, KS up 30% from 20; Clay, KS home prices +10.5% a year (Clay, KS) over three years.

3,944 housing units in Clay County, KS; 973 Clay, KS renter households; 44% of Clay, KS renters spend 30%+ of income on rent, 13% (Clay, KS) half or more.

Clay County, KS ranks #1,862 nationally on the opportunity index (Clay, KS, among all ranked counties); Clay, KS scores 28.2/100 and Clay, KS sits #59 inside Kansas. Clay, KS is in the early_signal opportunity phase; Clay, KS's primary driver is bank institutional, Clay, KS second driver vacancy; Clay, KS moved up 403 places. 2 short-sale listings across Clay, KS; 5 days on market observed in Clay, KS; 8.8% vacancy over 10 Clay, KS ZIPs.

No CFPB county sample covers Clay County, KS. The non-metro area reading for Clay, KS: 1.0% ninety-plus days late; Clay, KS's thirty-to-eighty-nine share is 2.4% (Clay, KS, December 2025 data); Kansas overall 0.8%.

Clay County, KS has 5 watched banks; 5 Clay, KS banks sit in an elevated band. Clay, KS footprints: Union State Bank (2 branches, stress 79) in Clay, KS; Riley Stb Of Riley Kansas (2 branches, stress 61) in Clay, KS; United Bank&Trust (2 branches, stress 53) in Clay, KS.

422 of the 3,944 housing units in Clay, KS sit vacant. Clay County, KS permitted 0 multifamily units in twelve months; Clay, KS's one-to-four unit structures added 26 units in Clay County, KS.