Clay County, KS: Home-Insurance Distress & Forced-Sale Pressure
Clay County, KS: 0/100 (low) home-insurance distress; Clay, KS band ZERO; Clay, KS #2,709 of 3,222 counties; Clay, KS #94 of 105 in Kansas; Clay, KS coverage multiplier 0.70.
FEMA hazard, Clay, KS: 0/100; Clay, KS declarations, three years: none.
NFIP claims, Clay, KS, three years: none; Clay, KS claim-stress 0/100.
Clay, KS monthly score: 0 in every month from March 2026 (Clay, KS) through October 2026.
Clay, KS components: all zero this month; Clay, KS climate multiplier 0.70.
Construction distress, Clay, KS: 29/100 as of August 2026 (Clay, KS: 31/100 one-to-four unit, 17/100 multifamily).
Clay, KS ZIPs, June 2026 (Clay, KS, 10 highest): score 0 (Clay, KS), climate 51 (Clay, KS): 67410; score 0 (Clay, KS), climate 37 (Clay, KS): 67447; score 0 (Clay, KS), climate 23 (Clay, KS): 67487; score 0 (Clay, KS), climate 21 (Clay, KS): 66938, 67466; score 0 (Clay, KS), climate 18 (Clay, KS): 66937, 66962, 67432, 67458; score 0 (Clay, KS), climate 17 (Clay, KS): 67468.
DLRadar rescores Clay, KS monthly; Clay, KS readings join Clay, KS foreclosure, lien and ownership parcels (Clay, KS), so cost-squeezed Clay, KS owners surface before listing.
Inside Kansas, Clay County ranks 94th of 105 counties for home-insurance distress at 0/100; Cloud County (5/100) sits just above Clay County, and Ford County (0/100) sits just below Clay County.
Deterministic. Every Clay County, KS signal traces to a public Clay dataset (FEMA, NFIP, Census for Clay, KS) · how insurance distress works in Clay, KS · methodology
FAQ: Clay County, KS insurance distress
What is the Clay County, KS home-insurance-distress score?
Clay, KS: 0/100 (ZERO), #2,709 of 3,222, #94 in Kansas. FEMA hazard, Clay, KS: 0/100; NFIP stress, Clay, KS: 0/100; construction, Clay, KS: 29/100; Clay, KS rescores monthly.
Is Clay County insurance distress getting better or worse (KS)?
Clay, KS: 0 in March 2026; Clay, KS: 0 in October 2026 (unchanged).
Which Clay County ZIP codes carry the most insurance distress (KS)?
Clay, KS, June 2026: 67410 at 0, 67447 at 0, 67487 at 0, 66938 at 0; Clay, KS climate scores there: 51, 37, 23, 21.
Why does Clay, KS insurance distress create sellers?
A Clay, KS premium outruns the Clay, KS budget; a carrier leaves Clay, KS; Clay, KS carrying cost passes plan; Clay, KS owners sell while current; Clay, KS insurance distress leads Clay, KS foreclosure data.