Clay County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clay County, Kansas? DLRadar grades every Clay County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Clay County breakdown.
- Clay County's most distressed ZIP is 66962 at 17/100.
- 10 ZIP codes tracked in Clay County, averaging 9/100 distress.
- Clay County reads peak — home values up 2.9% year over year.
- Vacancy runs 14.3% across Clay County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Clay County home is worth about $150,400 against a ~$65,262 median income.
- Lending headwind in Clay County sits at 65/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 66962 | 17/100 |
| 2 | 67410 | 14/100 |
| 3 | 67447 | 13/100 |
| 4 | 66937 | 11/100 |
| 5 | 67466 | 8/100 |
| 6 | 67487 | 7/100 |
| 7 | 66938 | 6/100 |
| 8 | 67458 | 6/100 |
| 9 | 67432 | 4/100 |
| 10 | 67468 | 3/100 |
Most distressed ZIP codes in Clay County (composite distress 0-100, 2026)
What is driving Clay County distress
Clay County's placement in the national index rests on public filings — a 9/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Clay County market phase and pricing
The cycle in Clay County is peak, with values up 2.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Clay County
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What people ask
Where is distress highest inside Clay County, KS?
ZIP 66962 leads Clay County at 17/100, recomputed monthly from public records.
Where is Clay County in the housing cycle?
The market phase for Clay County is peak, prices rising 2.9% on the year — derived from the FHFA House Price Index path.
Can the Clay County figures be verified?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Clay County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Clay County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Clay County ZIPs DLRadar ranks, scores run from 17/100 in 66962 down to 3/100 in 67468, against a Clay County average of 9/100. The 14-point range is the argument for ZIP-level search across Clay County.
What do Clay County home values and vacancy say about distressed supply?
The typical Clay County home carries about $150,400 of value against a median household income near $65,262. Vacancy across Clay County's tracked ZIPs runs 14.3% and the poverty rate is 13.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Clay County's foreclosure and tax-lien record and its 65/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.