Clay County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clay County, KS distress report, 2026: 10 ZIPs scored in Clay, KS, Clay, KS average 11/100; the top Clay, KS ZIP is 66962 at 18/100; Clay, KS market phase peak, Clay, KS prices +2.9% year over year.
- Clay, KS ranks #1,883 nationally (opportunity index); Clay, KS #55 in Kansas; Clay, KS index 28.1.
- Clay, KS: no CFPB county sample; Clay, KS non-metro area reading 1.0%.
- Clay, KS ZIP phases: 10 peak.
- Clay, KS residential listings tracked: 1 across 5 ZIPs; Clay, KS candidate listings 1.
- Clay, KS lenders on watch: 5; largest Clay, KS footprint Union State Bank (2 branches).
- Clay, KS most distressed ZIP: 66962 at 18/100.
Clay, KS figures: DLRadar distress index; Clay, KS inputs: CFPB, FHFA, HUD, FDIC; Clay, KS rebuilt as sources refresh.
| Rank | Clay, KS ZIP | Score |
|---|---|---|
| 1 | 66962 | 18/100 |
| 2 | 67410 | 17/100 |
| 3 | 66937 | 13/100 |
| 4 | 67447 | 12/100 |
| 5 | 66938 | 9/100 |
| 6 | 67487 | 9/100 |
| 7 | 67458 | 8/100 |
| 8 | 67466 | 8/100 |
| 9 | 67432 | 6/100 |
| 10 | 67468 | 5/100 |
Most distressed Clay, KS ZIPs (0-100, 2026)
Mortgage delinquency around Clay, KS
No CFPB county sample covers Clay, KS; the non-metro area reading for Clay, KS: 1.0% ninety-plus; Clay, KS area thirty-to-eighty-nine 2.4% (December 2025, Clay, KS); Kansas overall 0.8%.
Opportunity index: Clay, KS
Clay, KS index 28.1, Clay, KS phase early_signal; Clay, KS primary driver bank institutional, Clay, KS second driver vacancy. Clay, KS components: property stress 13.2, foreclosure pressure 12.9, listing discounts 36.2, bank stress 60.4, insurance 0.0; Clay, KS pulse 30.1; Clay, KS capital opportunity 25.0; Clay, KS seven-day change -0.1%.
ZIP market phases inside Clay, KS
10 Clay, KS ZIPs carry a price-cycle phase; Clay, KS ZIPs by phase (Clay, KS), deepest drawdown first: peak, +3.7% YoY, 0.0% off peak (Clay, KS): 67447; peak, +3.0% YoY, 0.0% off peak (Clay, KS): 67487, 67432; peak, +2.9% YoY (Clay, KS): 66937, 66938, 66962, 67410, Clay, KS 67468; peak, +3.1% YoY (Clay, KS): 67458, 67466.
Residential listings by Clay, KS ZIP
Clay, KS ZIPs with the most tracked Clay, KS residential listings: 67432 1 listings, 1 candidates, bank pressure 61; 67447 0 listings, 0 candidates, bank pressure 62; 67458 0 listings, 0 candidates, bank pressure 62; 67468 0 listings, 0 candidates, bank pressure 66 (Clay, KS); 67487 0 listings, 0 candidates, bank pressure 58. Clay, KS totals: 1 listings; Clay, KS candidates 1; active ZIPs 1.
Lenders with branches in Clay, KS
Clay, KS lenders by branch count: Union State Bank (Clay, KS): stress 79, 2 branches low in Clay, KS; Riley Stb Of Riley Kansas (Clay, KS): stress 61, 2 branches low in Clay, KS; United Bank&Trust (Clay, KS): stress 53, 2 branches low in Clay, KS; Citizens National Bank (Clay, KS): stress 83, 1 branch low in Clay, KS; Gnbank National Assn (Clay, KS): stress 52, 1 branch low in Clay, KS.
Vacancy and permits, Clay, KS
422 of 3,944 Clay, KS housing units are vacant; Clay, KS permits, twelve months: 0 multifamily units in Clay, KS, 26 one-to-four unit units.
Work Clay, KS at the parcel level
Every Clay, KS parcel carries owner and address; every Clay, KS parcel carries APN; Clay, KS distress scores sit on the Clay, KS live board.
Clay, KS figures refresh with each source.
Clay, KS questions
Most distressed ZIP code in Clay County, KS?
ZIP 66962 leads Clay, KS at 18/100; next in Clay, KS: 67410 at 17/100; the Clay, KS average is 11/100.
Where does Clay County, KS rank for investment opportunity?
Clay, KS is #1,883 among all ranked counties, #55 in Kansas; the Clay, KS driver is bank institutional; Clay, KS moved up 381 places.
How many mortgages are delinquent in Clay County, KS?
Clay, KS takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Clay, KS.
Which banks lend in Clay County, KS?
5 watched lenders hold Clay, KS branches; the largest Clay, KS footprints are Union State Bank (2), Riley Stb Of Riley Kansas (2), United Bank&Trust (2).
More on Clay, KS
Clay County, KS distress report: public-record figures for Clay, KS; not legal advice for Clay, KS; not tax or investment advice; verify every Clay, KS record before acting.