Security Bank (FDIC #5424): Bank Stress & Real-Estate Credit Exposure

Security Bank (FDIC Cert #5424): bank stress 55/100, moderate, STABLE over 7 days; parent EMPLOYEE STK OWNERSHIP PLAN ACCOUNTS TR SECURITY BK KSOP&TR.

Security Bank (#5424) lends in 3 counties across 1 state; Security Bank (#5424) reaches 28 ZIP codes: Nebraska 3 counties, 28 ZIPs.

Security Bank (#5424) largest markets: Cedar County, NE (39 branches, 13 ZIPs) (#5424), Dixon County, NE (12 branches, 12 ZIPs) (#5424), Pierce County, NE (9 branches, 9 ZIPs) (#5424).

Security Bank (#5424) reports $309.9 million in total assets; Security Bank (#5424) equity $38.8 million (12.5% of Security Bank (#5424) assets); Security Bank (#5424) domestic deposits $269.7 million; Security Bank (#5424) net income $2.1 million; Security Bank (#5424) return on assets 1.34%; Security Bank (#5424) return on equity 11.34%; Security Bank (#5424) net interest income $6.0 million; Security Bank (#5424) call report June 30, 2026.

Security Bank (#5424) noncurrent real-estate loans 0.01% of its book; Security Bank (#5424) net charge-offs on real estate 0.54%.

Security Bank (#5424) net interest margin 4.12% against an eight-quarter Security Bank (#5424) average of 3.97% (Security Bank (#5424) compression -0.16 points); Security Bank (#5424) real-estate loans 0.6% of equity; Security Bank (#5424) rate-exposure score 40/100, Security Bank (#5424) fixed-rate trap 40/100; Security Bank (#5424) risk type credit driven; Security Bank (#5424) rate regime rates elevated, Security Bank (#5424) snapshot October 19, 2026.

Security Bank (#5424) stress score moved from 62.6 on June 22, 2026 to 54.9 on October 20, 2026; Security Bank (#5424) ranged 54.9 to 62.6 over 117 snapshots.

Security Bank (#5424) alerts: 3 counties; top Security Bank (#5424) alert scores: Allen County, NE 20 (low); Laurel County, NE 20 (low); Osmond County, NE 20 (low).