Farmers&Merchants Stb Bloomf (FDIC #13662): Bank Stress & Real-Estate Credit Exposure
Farmers&Merchants Stb Bloomf (FDIC Cert #13662): bank stress 61/100, elevated, STABLE over 7 days; parent LAURITZEN INVESTMENTS INC.
Farmers&Merchants Stb Bloomf (#13662) lends in 3 counties across 2 states; Farmers&Merchants Stb Bloomf (#13662) reaches 32 ZIP codes: Nebraska 2 counties, 22 ZIPs; South Dakota 1 county, 10 ZIPs.
Farmers&Merchants Stb Bloomf (#13662) largest markets: Cedar County, NE (13 branches, 13 ZIPs) (#13662), Knox County, NE (44 branches, 11 ZIPs) (#13662), Yankton County, SD (10 branches, 10 ZIPs) (#13662).
Farmers&Merchants Stb Bloomf (#13662) reports $232.9 million in total assets; Farmers&Merchants Stb Bloomf (#13662) equity $21.7 million (9.3% of Farmers&Merchants Stb Bloomf (#13662) assets); Farmers&Merchants Stb Bloomf (#13662) domestic deposits $209.7 million; Farmers&Merchants Stb Bloomf (#13662) net income $1.8 million; Farmers&Merchants Stb Bloomf (#13662) return on assets 1.62%; Farmers&Merchants Stb Bloomf (#13662) return on equity 17.33%; Farmers&Merchants Stb Bloomf (#13662) net interest income $4.0 million; Farmers&Merchants Stb Bloomf (#13662) call report June 30, 2026.
Farmers&Merchants Stb Bloomf (#13662) noncurrent real-estate loans: none reported; Farmers&Merchants Stb Bloomf (#13662) net charge-offs on real estate 0.00%.
Farmers&Merchants Stb Bloomf (#13662) net interest margin 3.71% against an eight-quarter Farmers&Merchants Stb Bloomf (#13662) average of 3.91% (Farmers&Merchants Stb Bloomf (#13662) compression 0.20 points); Farmers&Merchants Stb Bloomf (#13662) rate-exposure score 40/100, Farmers&Merchants Stb Bloomf (#13662) fixed-rate trap 40/100; Farmers&Merchants Stb Bloomf (#13662) risk type credit driven; Farmers&Merchants Stb Bloomf (#13662) rate regime rates elevated, Farmers&Merchants Stb Bloomf (#13662) snapshot October 19, 2026.
Farmers&Merchants Stb Bloomf (#13662) stress score moved from 62.6 on June 22, 2026 to 60.6 on October 19, 2026; Farmers&Merchants Stb Bloomf (#13662) ranged 60.6 to 62.6 over 116 snapshots.
Farmers&Merchants Stb Bloomf (#13662) alerts: 3 counties; top Farmers&Merchants Stb Bloomf (#13662) alert scores: Hartington County, NE 21 (low); Niobrara County, NE 21 (low); Yankton County, NE 21 (low).