Cs Bank (FDIC #5635): Bank Stress & Real-Estate Credit Exposure

Cs Bank (FDIC Cert #5635): bank stress 42/100, contained, STABLE over 7 days; parent EUREKA BANCSHARES INC.

Cs Bank (#5635) lends in 4 counties across 2 states; Cs Bank (#5635) reaches 46 ZIP codes: Arkansas 3 counties, 28 ZIPs; Missouri 1 county, 18 ZIPs.

Cs Bank (#5635) largest markets: Barry County, MO (18 branches, 18 ZIPs) (#5635), Madison County, AR (13 branches, 13 ZIPs) (#5635), Boone County, AR (20 branches, 10 ZIPs) (#5635), Carroll County, AR (36 branches, 9 ZIPs) (#5635).

Cs Bank (#5635) reports $628.5 million in total assets; Cs Bank (#5635) equity $74.8 million (11.9% of Cs Bank (#5635) assets); Cs Bank (#5635) domestic deposits $485.5 million; Cs Bank (#5635) net income $6.5 million; Cs Bank (#5635) return on assets 2.09%; Cs Bank (#5635) return on equity 17.72%; Cs Bank (#5635) net interest income $13.9 million; Cs Bank (#5635) call report June 30, 2026.

Cs Bank (#5635) noncurrent real-estate loans 0.01% of its book; Cs Bank (#5635) net charge-offs on real estate 1.39%; Cs Bank (#5635) residential charge-offs 0.36%.

Cs Bank (#5635) net interest margin 4.94% against an eight-quarter Cs Bank (#5635) average of 4.74% (Cs Bank (#5635) compression -0.20 points); Cs Bank (#5635) real-estate loans 0.7% of equity; Cs Bank (#5635) non-residential real estate 35.8% of equity; Cs Bank (#5635) rate-exposure score 40/100, Cs Bank (#5635) fixed-rate trap 40/100; Cs Bank (#5635) risk type credit driven; Cs Bank (#5635) rate regime rates elevated, Cs Bank (#5635) snapshot October 19, 2026.

Cs Bank (#5635) stress score moved from 42.6 on June 22, 2026 to 42.1 on October 19, 2026; Cs Bank (#5635) ranged 42.1 to 42.6 over 116 snapshots.

Cs Bank (#5635) alerts: 4 counties; top Cs Bank (#5635) alert scores: Cassville County, AR 17 (low); Eureka Springs County, AR 17 (low); Harrison County, AR 17 (low); Huntsville County, AR 17 (low).