Foresight Bank (FDIC #5749): Bank Stress & Real-Estate Credit Exposure
Foresight Bank (FDIC Cert #5749): bank stress 70/100, elevated, STABLE over 7 days; parent FORESIGHT FINANCIAL GROUP INC (FGFH).
Foresight Bank (#5749) lends in 3 counties across 1 state; Foresight Bank (#5749) reaches 63 ZIP codes: Illinois 3 counties, 63 ZIPs.
Foresight Bank (#5749) largest markets: Winnebago County, IL (156 branches, 26 ZIPs) (#5749), Kankakee County, IL (42 branches, 21 ZIPs) (#5749), Stephenson County, IL (76 branches, 19 ZIPs) (#5749).
Foresight Bank (#5749) reports $1.71 billion in total assets; Foresight Bank (#5749) equity $169.9 million (9.9% of Foresight Bank (#5749) assets); Foresight Bank (#5749) domestic deposits $1.49 billion; Foresight Bank (#5749) net income $8.7 million; Foresight Bank (#5749) return on assets 1.02%; Foresight Bank (#5749) return on equity 10.40%; Foresight Bank (#5749) net interest income $29.2 million; Foresight Bank (#5749) call report June 30, 2026.
Foresight Bank (#5749) noncurrent real-estate loans: none reported; Foresight Bank (#5749) net charge-offs on real estate 1.80%; Foresight Bank (#5749) residential charge-offs 2.65%.
Foresight Bank (#5749) net interest margin 3.62% against an eight-quarter Foresight Bank (#5749) average of 3.42% (Foresight Bank (#5749) compression -0.20 points); Foresight Bank (#5749) non-residential real estate 264.9% of equity; Foresight Bank (#5749) rate-exposure score 40/100, Foresight Bank (#5749) fixed-rate trap 40/100; Foresight Bank (#5749) risk type credit driven; Foresight Bank (#5749) rate regime rates elevated; Foresight Bank (#5749) shares 2.2% below the 52-week high, Foresight Bank (#5749) equity trend stable, Foresight Bank (#5749) snapshot October 19, 2026.
Foresight Bank (#5749) stress score moved from 71.1 on June 22, 2026 to 70.4 on October 19, 2026; Foresight Bank (#5749) ranged 70.4 to 71.1 over 116 snapshots.
Foresight Bank (#5749) alerts: 3 counties; top Foresight Bank (#5749) alert scores: Kankakee County, IL 52 (elevated); Winnebago County, IL 50 (moderate); Lena County, IL 24 (low).