Century Bank Of The Ozarks (FDIC #8296): Bank Stress & Real-Estate Credit Exposure
Century Bank Of The Ozarks (FDIC Cert #8296): bank stress 56/100, moderate, STABLE over 7 days; parent CENTURY BANCSHARES INC.
Century Bank Of The Ozarks (#8296) lends in 3 counties across 2 states; Century Bank Of The Ozarks (#8296) reaches 45 ZIP codes: Missouri 2 counties, 33 ZIPs; Arkansas 1 county, 12 ZIPs.
Century Bank Of The Ozarks (#8296) largest markets: Ozark County, MO (63 branches, 21 ZIPs) (#8296), Douglas County, MO (16 branches, 16 ZIPs) (#8296), Baxter County, AR (12 branches, 12 ZIPs) (#8296).
Century Bank Of The Ozarks (#8296) reports $305.3 million in total assets; Century Bank Of The Ozarks (#8296) equity $27.4 million (9.0% of Century Bank Of The Ozarks (#8296) assets); Century Bank Of The Ozarks (#8296) domestic deposits $273.1 million; Century Bank Of The Ozarks (#8296) net income $2.8 million; Century Bank Of The Ozarks (#8296) return on assets 1.92%; Century Bank Of The Ozarks (#8296) return on equity 21.13%; Century Bank Of The Ozarks (#8296) net interest income $7.2 million; Century Bank Of The Ozarks (#8296) call report June 30, 2026.
Century Bank Of The Ozarks (#8296) noncurrent real-estate loans: none reported; Century Bank Of The Ozarks (#8296) net charge-offs on real estate 0.21%; Century Bank Of The Ozarks (#8296) residential charge-offs 0.13%.
Century Bank Of The Ozarks (#8296) net interest margin 5.33% against an eight-quarter Century Bank Of The Ozarks (#8296) average of 5.31% (Century Bank Of The Ozarks (#8296) compression -0.02 points); Century Bank Of The Ozarks (#8296) real-estate loans 0.2% of equity; Century Bank Of The Ozarks (#8296) non-residential real estate 12.8% of equity; Century Bank Of The Ozarks (#8296) rate-exposure score 40/100, Century Bank Of The Ozarks (#8296) fixed-rate trap 40/100; Century Bank Of The Ozarks (#8296) risk type credit driven; Century Bank Of The Ozarks (#8296) rate regime rates elevated, Century Bank Of The Ozarks (#8296) snapshot October 19, 2026.
Century Bank Of The Ozarks (#8296) stress score moved from 56.4 on June 22, 2026 to 55.8 on October 19, 2026; Century Bank Of The Ozarks (#8296) ranged 55.8 to 56.4 over 116 snapshots.
Century Bank Of The Ozarks (#8296) alerts: 3 counties; top Century Bank Of The Ozarks (#8296) alert scores: Ava County, MO 20 (low); Mountain Home County, MO 20 (low); Theodosia County, MO 20 (low).