Stockmens Bank (FDIC #8321): Bank Stress & Real-Estate Credit Exposure
Stockmens Bank (FDIC Cert #8321): bank stress 59/100, moderate, STABLE over 7 days; parent FIRST BANCSHARES INC.
Stockmens Bank (#8321) lends in 12 counties across 3 states; Stockmens Bank (#8321) reaches 175 ZIP codes: Missouri 7 counties, 96 ZIPs; Colorado 4 counties, 71 ZIPs; Nebraska 1 county, 8 ZIPs.
Stockmens Bank (#8321) largest markets: El Paso County, CO (47 branches, 47 ZIPs) (#8321), Greene County, MO (23 branches, 23 ZIPs) (#8321), Ozark County, MO (21 branches, 21 ZIPs) (#8321), Taney County, MO (21 branches, 21 ZIPs) (#8321), Stone County, MO (18 branches, 18 ZIPs) (#8321), Douglas County, MO (16 branches, 16 ZIPs) (#8321).
Stockmens Bank (#8321) reports $650.8 million in total assets; Stockmens Bank (#8321) equity $69.0 million (10.6% of Stockmens Bank (#8321) assets); Stockmens Bank (#8321) domestic deposits $567.4 million; Stockmens Bank (#8321) net income $4.5 million; Stockmens Bank (#8321) return on assets 1.48%; Stockmens Bank (#8321) return on equity 13.16%; Stockmens Bank (#8321) net interest income $13.5 million; Stockmens Bank (#8321) call report June 30, 2026.
Stockmens Bank (#8321) noncurrent real-estate loans: none reported; Stockmens Bank (#8321) residential -0.01%; Stockmens Bank (#8321) net charge-offs on real estate 0.21%; Stockmens Bank (#8321) multifamily charge-offs 1.34%.
Stockmens Bank (#8321) net interest margin 4.79% against an eight-quarter Stockmens Bank (#8321) average of 4.63% (Stockmens Bank (#8321) compression -0.16 points); Stockmens Bank (#8321) rate-exposure score 40/100, Stockmens Bank (#8321) fixed-rate trap 40/100; Stockmens Bank (#8321) risk type credit driven; Stockmens Bank (#8321) rate regime rates elevated, Stockmens Bank (#8321) snapshot October 20, 2026.
Stockmens Bank (#8321) stress score moved from 52.8 on June 22, 2026 to 58.9 on October 20, 2026; Stockmens Bank (#8321) ranged 52.8 to 58.9 over 117 snapshots.
Stockmens Bank (#8321) alerts: 12 counties; top Stockmens Bank (#8321) alert scores: Akron County, CO 21 (low); Ava County, CO 21 (low); Bartley County, CO 21 (low); Colorado Springs County, CO 21 (low); Crane County, CO 21 (low).