Bank19 (FDIC #3335): Bank Stress & Real-Estate Credit Exposure

Bank19 (FDIC Cert #3335): bank stress 32/100, contained, STABLE over 7 days.

Bank19 (#3335) lends in 3 counties across 2 states; Bank19 (#3335) reaches 71 ZIP codes: Texas 2 counties, 24 ZIPs; Colorado 1 county, 47 ZIPs.

Bank19 (#3335) largest markets: El Paso County, CO (47 branches, 47 ZIPs) (#3335), Potter County, TX (17 branches, 17 ZIPs) (#3335), Hall County, TX (7 branches, 7 ZIPs) (#3335).

Bank19 (#3335) reports $147.8 million in total assets; Bank19 (#3335) equity $25.7 million (17.4% of Bank19 (#3335) assets); Bank19 (#3335) domestic deposits $121.8 million; Bank19 (#3335) net income $1.1 million; Bank19 (#3335) return on assets 1.61%; Bank19 (#3335) return on equity 9.13%; Bank19 (#3335) net interest income $3.2 million; Bank19 (#3335) call report June 30, 2026.

Bank19 (#3335) noncurrent real-estate loans: none reported; Bank19 (#3335) net charge-offs on real estate 0.00%.

Bank19 (#3335) net interest margin 4.66% against an eight-quarter Bank19 (#3335) average of 3.59% (Bank19 (#3335) compression -1.07 points); Bank19 (#3335) rate-exposure score 40/100, Bank19 (#3335) fixed-rate trap 40/100; Bank19 (#3335) risk type rate trapped; Bank19 (#3335) rate regime rates elevated, Bank19 (#3335) snapshot October 19, 2026.

Bank19 (#3335) stress score moved from 36.8 on June 22, 2026 to 32.3 on October 19, 2026; Bank19 (#3335) ranged 32.3 to 36.8 over 116 snapshots.

Bank19 (#3335) alerts: 3 counties; top Bank19 (#3335) alert scores: Amarillo County, TX 14 (low); Colorado Springs County, TX 14 (low); Memphis County, TX 14 (low).