5star Bank (FDIC #91005): Bank Stress & Real-Estate Credit Exposure

5star Bank (FDIC Cert #91005): bank stress 29/100, contained, STABLE over 7 days; parent LITTLE LONDON BCORP.

5star Bank (#91005) lends in 3 counties across 1 state; 5star Bank (#91005) reaches 92 ZIP codes: Colorado 3 counties, 92 ZIPs.

5star Bank (#91005) largest markets: El Paso County, CO (141 branches, 47 ZIPs) (#91005), Arapahoe County, CO (33 branches, 33 ZIPs) (#91005), Las Animas County, CO (12 branches, 12 ZIPs) (#91005).

5star Bank (#91005) reports $378.2 million in total assets; 5star Bank (#91005) equity $64.4 million (17.0% of 5star Bank (#91005) assets); 5star Bank (#91005) domestic deposits $312.1 million; 5star Bank (#91005) net income $3.6 million; 5star Bank (#91005) return on assets 1.86%; 5star Bank (#91005) return on equity 10.81%; 5star Bank (#91005) net interest income $9.5 million; 5star Bank (#91005) call report June 30, 2026.

5star Bank (#91005) noncurrent real-estate loans: none reported; 5star Bank (#91005) net charge-offs on real estate 0.00%.

5star Bank (#91005) net interest margin 5.15% against an eight-quarter 5star Bank (#91005) average of 4.91% (5star Bank (#91005) compression -0.25 points); 5star Bank (#91005) rate-exposure score 40/100, 5star Bank (#91005) fixed-rate trap 40/100; 5star Bank (#91005) risk type rate trapped; 5star Bank (#91005) rate regime rates elevated, 5star Bank (#91005) snapshot October 19, 2026.

5star Bank (#91005) stress score moved from 24.9 on June 22, 2026 to 28.5 on October 20, 2026; 5star Bank (#91005) ranged 24.9 to 28.5 over 117 snapshots.

5star Bank (#91005) alerts: 3 counties; top 5star Bank (#91005) alert scores: Colorado Springs County, CO 15 (low); Englewood County, CO 15 (low); Trinidad County, CO 15 (low).