Alpine Bank (FDIC #23091): Bank Stress & Real-Estate Credit Exposure

Alpine Bank (FDIC Cert #23091): bank stress 62/100, elevated, STABLE over 7 days; parent ALPINE BANKS OF COLORADO (ALPIB).

Alpine Bank (#23091) lends in 16 counties across 1 state; Alpine Bank (#23091) reaches 246 ZIP codes: Colorado 16 counties, 246 ZIPs.

Alpine Bank (#23091) largest markets: El Paso County, CO (47 branches, 47 ZIPs) (#23091), Denver County, CO (123 branches, 41 ZIPs) (#23091), Adams County, CO (70 branches, 35 ZIPs) (#23091), Larimer County, CO (24 branches, 24 ZIPs) (#23091), Boulder County, CO (23 branches, 23 ZIPs) (#23091), Mesa County, CO (95 branches, 19 ZIPs) (#23091).

Alpine Bank (#23091) reports $6.69 billion in total assets; Alpine Bank (#23091) equity $722.3 million (10.8% of Alpine Bank (#23091) assets); Alpine Bank (#23091) domestic deposits $5.91 billion; Alpine Bank (#23091) net income $43.8 million; Alpine Bank (#23091) return on assets 1.29%; Alpine Bank (#23091) return on equity 12.34%; Alpine Bank (#23091) net interest income $125.3 million; Alpine Bank (#23091) call report June 30, 2026.

Alpine Bank (#23091) noncurrent real-estate loans 0.02% of its book; Alpine Bank (#23091) net charge-offs on real estate 0.31%; Alpine Bank (#23091) residential charge-offs 0.13%.

Alpine Bank (#23091) net interest margin 3.94% against an eight-quarter Alpine Bank (#23091) average of 3.58% (Alpine Bank (#23091) compression -0.37 points); Alpine Bank (#23091) real-estate loans 1.8% of equity; Alpine Bank (#23091) non-residential real estate 13.4% of equity; Alpine Bank (#23091) rate-exposure score 40/100, Alpine Bank (#23091) fixed-rate trap 40/100; Alpine Bank (#23091) risk type credit driven; Alpine Bank (#23091) rate regime rates elevated; Alpine Bank (#23091) shares 4.7% below the 52-week high, Alpine Bank (#23091) equity trend stable, Alpine Bank (#23091) snapshot October 19, 2026.

Alpine Bank (#23091) stress score moved from 61.6 on June 22, 2026 to 61.9 on October 19, 2026; Alpine Bank (#23091) ranged 61.6 to 61.9 over 116 snapshots.

Alpine Bank (#23091) alerts: 16 counties; top Alpine Bank (#23091) alert scores: Montrose County, CO 48 (moderate); Denver County, CO 42 (moderate); Boulder County, CO 40 (moderate); Delta County, CO 40 (moderate); Aurora County, CO 22 (low).