Peoples Nb Of Kewanee (FDIC #926): Bank Stress & Real-Estate Credit Exposure

Peoples Nb Of Kewanee (FDIC Cert #926): bank stress 75/100, severe, STABLE over 7 days; parent PEOPLES FINL CORP OF IL INC.

Peoples Nb Of Kewanee (#926) lends in 7 counties across 1 state; Peoples Nb Of Kewanee (#926) reaches 141 ZIP codes: Illinois 7 counties, 141 ZIPs.

Peoples Nb Of Kewanee (#926) largest markets: Bureau County, IL (62 branches, 31 ZIPs) (#926), Lasalle County, IL (29 branches, 29 ZIPs) (#926), Livingston County, IL (29 branches, 29 ZIPs) (#926), Henry County, IL (72 branches, 24 ZIPs) (#926), Rock Island County, IL (21 branches, 21 ZIPs) (#926), Whiteside County, IL (15 branches, 15 ZIPs) (#926).

Peoples Nb Of Kewanee (#926) reports $587.6 million in total assets; Peoples Nb Of Kewanee (#926) equity $58.7 million (10.0% of Peoples Nb Of Kewanee (#926) assets); Peoples Nb Of Kewanee (#926) domestic deposits $517.0 million; Peoples Nb Of Kewanee (#926) net income $2.2 million; Peoples Nb Of Kewanee (#926) return on assets 0.76%; Peoples Nb Of Kewanee (#926) return on equity 7.69%; Peoples Nb Of Kewanee (#926) net interest income $7.6 million; Peoples Nb Of Kewanee (#926) call report June 30, 2026.

Peoples Nb Of Kewanee (#926) noncurrent real-estate loans: none reported; Peoples Nb Of Kewanee (#926) net charge-offs on real estate 7.67%; Peoples Nb Of Kewanee (#926) multifamily charge-offs 5.91%; Peoples Nb Of Kewanee (#926) residential charge-offs 11.91%.

Peoples Nb Of Kewanee (#926) net interest margin 2.73% against an eight-quarter Peoples Nb Of Kewanee (#926) average of 2.65% (Peoples Nb Of Kewanee (#926) compression -0.07 points); Peoples Nb Of Kewanee (#926) non-residential real estate 1190.9% of equity; Peoples Nb Of Kewanee (#926) rate-exposure score 40/100, Peoples Nb Of Kewanee (#926) fixed-rate trap 40/100; Peoples Nb Of Kewanee (#926) risk type credit driven; Peoples Nb Of Kewanee (#926) rate regime rates elevated, Peoples Nb Of Kewanee (#926) snapshot October 20, 2026.

Peoples Nb Of Kewanee (#926) stress score moved from 76.7 on June 22, 2026 to 75.4 on October 20, 2026; Peoples Nb Of Kewanee (#926) ranged 75.4 to 76.7 over 117 snapshots.

Peoples Nb Of Kewanee (#926) alerts: 7 counties; top Peoples Nb Of Kewanee (#926) alert scores: Bradford County, IL 25 (low); Dwight County, IL 25 (low); Kewanee County, IL 25 (low); Reynolds County, IL 25 (low); Seneca County, IL 25 (low).