Bank Of Delight (FDIC #99): Bank Stress & Real-Estate Credit Exposure

Bank Of Delight (FDIC Cert #99): bank stress 38/100, contained, STABLE over 7 days.

Bank Of Delight (#99) lends in 4 counties across 1 state; Bank Of Delight (#99) reaches 39 ZIP codes: Arkansas 4 counties, 39 ZIPs.

Bank Of Delight (#99) largest markets: Clark County, AR (11 branches, 11 ZIPs) (#99), Hempstead County, AR (11 branches, 11 ZIPs) (#99), Nevada County, AR (11 branches, 11 ZIPs) (#99), Pike County, AR (10 branches, 10 ZIPs) (#99).

Bank Of Delight (#99) reports $201.0 million in total assets; Bank Of Delight (#99) equity $27.2 million (13.5% of Bank Of Delight (#99) assets); Bank Of Delight (#99) domestic deposits $169.2 million; Bank Of Delight (#99) net income $2.0 million; Bank Of Delight (#99) return on assets 2.02%; Bank Of Delight (#99) return on equity 15.43%; Bank Of Delight (#99) net interest income $4.0 million; Bank Of Delight (#99) call report June 30, 2026.

Bank Of Delight (#99) noncurrent real-estate loans: none reported; Bank Of Delight (#99) net charge-offs on real estate 0.31%; Bank Of Delight (#99) residential charge-offs 0.08%.

Bank Of Delight (#99) net interest margin 4.14% against an eight-quarter Bank Of Delight (#99) average of 4.27% (Bank Of Delight (#99) compression 0.13 points); Bank Of Delight (#99) non-residential real estate 8.4% of equity; Bank Of Delight (#99) rate-exposure score 40/100, Bank Of Delight (#99) fixed-rate trap 40/100; Bank Of Delight (#99) risk type rate trapped; Bank Of Delight (#99) rate regime rates elevated, Bank Of Delight (#99) snapshot October 20, 2026.

Bank Of Delight (#99) stress score moved from 41.6 on June 22, 2026 to 37.7 on October 20, 2026; Bank Of Delight (#99) ranged 37.7 to 41.6 over 117 snapshots.

Bank Of Delight (#99) alerts: 4 counties; top Bank Of Delight (#99) alert scores: Delight County, AR 16 (low); Gurdon County, AR 16 (low); Hope County, AR 16 (low); Prescott County, AR 16 (low).