First State Bank Of Uvalde (FDIC #9978): Bank Stress & Real-Estate Credit Exposure

First State Bank Of Uvalde (FDIC Cert #9978): bank stress 58/100, moderate, STABLE over 7 days; parent BRISCOE RANCH INC.

First State Bank Of Uvalde (#9978) lends in 3 counties across 1 state; First State Bank Of Uvalde (#9978) reaches 19 ZIP codes: Texas 3 counties, 19 ZIPs.

First State Bank Of Uvalde (#9978) largest markets: Real County, TX (16 branches, 8 ZIPs) (#9978), Uvalde County, TX (40 branches, 8 ZIPs) (#9978), Dimmit County, TX (6 branches, 6 ZIPs) (#9978).

First State Bank Of Uvalde (#9978) reports $1.68 billion in total assets; First State Bank Of Uvalde (#9978) equity $211.8 million (12.6% of First State Bank Of Uvalde (#9978) assets); First State Bank Of Uvalde (#9978) domestic deposits $1.46 billion; First State Bank Of Uvalde (#9978) net income $10.4 million; First State Bank Of Uvalde (#9978) return on assets 1.19%; First State Bank Of Uvalde (#9978) return on equity 10.02%; First State Bank Of Uvalde (#9978) net interest income $21.1 million; First State Bank Of Uvalde (#9978) call report June 30, 2026.

First State Bank Of Uvalde (#9978) noncurrent real-estate loans 0.05% of its book; First State Bank Of Uvalde (#9978) residential 0.10%; First State Bank Of Uvalde (#9978) net charge-offs on real estate 1.39%; First State Bank Of Uvalde (#9978) residential charge-offs 1.78%.

First State Bank Of Uvalde (#9978) net interest margin 2.52% against an eight-quarter First State Bank Of Uvalde (#9978) average of 2.32% (First State Bank Of Uvalde (#9978) compression -0.20 points); First State Bank Of Uvalde (#9978) real-estate loans 5.4% of equity; First State Bank Of Uvalde (#9978) non-residential real estate 177.7% of equity; First State Bank Of Uvalde (#9978) rate-exposure score 40/100, First State Bank Of Uvalde (#9978) fixed-rate trap 40/100; First State Bank Of Uvalde (#9978) risk type credit driven; First State Bank Of Uvalde (#9978) rate regime rates elevated, First State Bank Of Uvalde (#9978) snapshot October 19, 2026.

First State Bank Of Uvalde (#9978) stress score moved from 58.3 on June 22, 2026 to 57.6 on October 19, 2026; First State Bank Of Uvalde (#9978) ranged 57.6 to 58.3 over 116 snapshots.

First State Bank Of Uvalde (#9978) alerts: 3 counties; top First State Bank Of Uvalde (#9978) alert scores: Uvalde County, TX 42 (moderate); Carrizo Springs County, TX 19 (low); Leakey County, TX 19 (low).