Adams County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, MS distress report, 2026: 2 ZIPs scored in Adams, MS, Adams, MS average 21/100; the top Adams, MS ZIP is 39661 at 22/100; Adams, MS market phase peak, Adams, MS prices +3.6% year over year.
- Adams, MS ranks #202 nationally (opportunity index); Adams, MS #6 in Mississippi; Adams, MS index 35.8.
- Adams, MS: no CFPB county sample; Adams, MS non-metro area reading 1.8%.
- Adams, MS ZIP phases: 2 peak.
- Adams, MS residential listings tracked: 7 across 1 ZIPs; Adams, MS candidate listings 1.
- Adams, MS HUD assisted properties: 3 with 181 units.
- Adams, MS lenders on watch: 2; largest Adams, MS footprint United Mississippi Bank (4 branches).
- Adams, MS most distressed ZIP: 39661 at 22/100.
Adams, MS figures: DLRadar distress index; Adams, MS inputs: CFPB, FHFA, HUD, FDIC; Adams, MS rebuilt as sources refresh.
| Rank | Adams, MS ZIP | Score |
|---|---|---|
| 1 | 39661 | 22/100 |
| 2 | 39120 | 20/100 |
Most distressed Adams, MS ZIPs (0-100, 2026)
Mortgage delinquency around Adams, MS
No CFPB county sample covers Adams, MS; the non-metro area reading for Adams, MS: 1.8% ninety-plus; Adams, MS area thirty-to-eighty-nine 5.9% (December 2025, Adams, MS); Mississippi overall 1.8%.
Opportunity index: Adams, MS
Adams, MS index 35.8, Adams, MS phase peak_opportunity; Adams, MS primary driver construction, Adams, MS second driver vacancy. Adams, MS components: property stress 18.1, foreclosure pressure 19.8, listing discounts 41.5, bank stress 56.4, insurance 0.0; Adams, MS pulse 40.4; Adams, MS capital opportunity 28.9; Adams, MS seven-day change +0.1%.
ZIP market phases inside Adams, MS
2 Adams, MS ZIPs carry a price-cycle phase; Adams, MS ZIPs by phase (Adams, MS), deepest drawdown first: peak, +3.6% YoY (Adams, MS): 39120; peak, +3.8% YoY (Adams, MS): 39661.
Residential listings by Adams, MS ZIP
Adams, MS ZIPs with the most tracked Adams, MS residential listings: 39120 7 listings, 1 candidates, bank pressure 60. Adams, MS totals: 7 listings; Adams, MS candidates 1; active ZIPs 0.
HUD assisted housing in Adams, MS
3 assisted properties with 181 units sit in Adams, MS; largest Adams, MS properties: Cambridge Heights (Natchez) 94 units, 94 assisted; Jeffersonian Apartments (Natchez) 47 units, 47 assisted; Saint Francis Apartments (Natchez) 40 units, 40 assisted in Adams, MS.
Lenders with branches in Adams, MS
Adams, MS lenders by branch count: United Mississippi Bank (Adams, MS): stress 62, 4 branches low in Adams, MS; Bank Of Franklin (Adams, MS): stress 68, 1 branch low in Adams, MS.
Vacancy and permits, Adams, MS
3,464 of 14,928 Adams, MS housing units are vacant; Adams, MS permits, twelve months: 0 multifamily units in Adams, MS, 2 one-to-four unit units.
Work Adams, MS at the parcel level
Every Adams, MS parcel carries owner and address; every Adams, MS parcel carries APN; Adams, MS distress scores sit on the Adams, MS live board.
Adams, MS figures refresh with each source.
Adams, MS questions
Most distressed ZIP code in Adams County, MS?
ZIP 39661 leads Adams, MS at 22/100; next in Adams, MS: 39120 at 20/100; the Adams, MS average is 21/100.
Where does Adams County, MS rank for investment opportunity?
Adams, MS is #202 among all ranked counties, #6 in Mississippi; the Adams, MS driver is construction; Adams, MS moved up 35 places.
How many mortgages are delinquent in Adams County, MS?
Adams, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Adams, MS.
Which banks lend in Adams County, MS?
2 watched lenders hold Adams, MS branches; the largest Adams, MS footprints are United Mississippi Bank (4), Bank Of Franklin (1).
More on Adams, MS
Adams County, MS distress report: public-record figures for Adams, MS; not legal advice for Adams, MS; not tax or investment advice; verify every Adams, MS record before acting.