Adams County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Mississippi? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 39661 at 22/100.
- 2 ZIP codes tracked in Adams County, averaging 22/100 distress.
- Adams County reads peak — home values up 3.6% year over year.
- Vacancy runs 28.7% across Adams County's tracked ZIPs, with a 24.9% poverty rate.
- The typical Adams County home is worth about $96,950 against a ~$40,956 median income.
- Lending headwind in Adams County sits at 39/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39661 | 22/100 |
| 2 | 39120 | 21/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
Adams County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Adams County market phase and pricing
Adams County currently sits in peak after a 3.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions about this county
Where is distress highest inside Adams County, MS?
ZIP 39661 leads Adams County at 22/100, recomputed monthly from public records.
How would you describe the Adams County market phase?
Adams County is classified peak with a 3.6% year-over-year increase, following the FHFA House Price Index.
How is the Adams County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 2 ZIP codes in Adams County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Adams County ZIP codes?
One county number flattens a wide range. Across the Adams County ZIPs DLRadar ranks, scores run from 22/100 in 39661 down to 21/100 in 39120, against a Adams County average of 22/100. That 1-point gap is why acquisition targeting in Adams County works at ZIP level rather than county level.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $96,950 of value against a median household income near $40,956. Vacancy across Adams County's tracked ZIPs runs 28.7% and the poverty rate is 24.9%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Adams County's foreclosure and lien filings and its 39/100 lending headwind.
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A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.