Alfalfa County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Alfalfa County, OK distress report, 2026: 13 ZIPs scored in Alfalfa, OK, Alfalfa, OK average 10/100; the top Alfalfa, OK ZIP is 73754 at 20/100; Alfalfa, OK market phase peak, Alfalfa, OK prices +1.1% year over year.
- Alfalfa, OK ranks #2,832 nationally (opportunity index); Alfalfa, OK #77 in Oklahoma; Alfalfa, OK index 24.2.
- Alfalfa, OK: no CFPB county sample; Alfalfa, OK non-metro area reading 1.4%.
- Alfalfa, OK ZIP phases: 12 peak, 1 expansion.
- Alfalfa, OK residential listings tracked: 3 across 7 ZIPs; Alfalfa, OK candidate listings 0.
- Alfalfa, OK lenders on watch: 5; largest Alfalfa, OK footprint Gateway First Bank (2 branches).
- Alfalfa, OK most distressed ZIP: 73754 at 20/100.
Alfalfa, OK figures: DLRadar distress index; Alfalfa, OK inputs: CFPB, FHFA, HUD, FDIC; Alfalfa, OK rebuilt as sources refresh.
| Rank | Alfalfa, OK ZIP | Score |
|---|---|---|
| 1 | 73754 | 20/100 |
| 2 | 73739 | 18/100 |
| 3 | 73760 | 13/100 |
| 4 | 73768 | 13/100 |
| 5 | 73717 | 10/100 |
| 6 | 73716 | 9/100 |
| 7 | 73726 | 8/100 |
| 8 | 73719 | 6/100 |
| 9 | 73722 | 6/100 |
| 10 | 73728 | 6/100 |
| 11 | 73741 | 6/100 |
| 12 | 73749 | 6/100 |
Most distressed Alfalfa, OK ZIPs (0-100, 2026)
Mortgage delinquency around Alfalfa, OK
No CFPB county sample covers Alfalfa, OK; the non-metro area reading for Alfalfa, OK: 1.4% ninety-plus; Alfalfa, OK area thirty-to-eighty-nine 3.5% (December 2025, Alfalfa, OK); Oklahoma overall 1.2%.
Opportunity index: Alfalfa, OK
Alfalfa, OK index 24.2, Alfalfa, OK phase weak; Alfalfa, OK primary driver vacancy, Alfalfa, OK second driver bank institutional. Alfalfa, OK components: property stress 17.4, foreclosure pressure 18.6, listing discounts 6.2, bank stress 53.2, insurance 0.0; Alfalfa, OK pulse 30.1; Alfalfa, OK capital opportunity 15.3.
ZIP market phases inside Alfalfa, OK
13 Alfalfa, OK ZIPs carry a price-cycle phase; Alfalfa, OK ZIPs by phase (Alfalfa, OK), deepest drawdown first: expansion, +5.7% YoY, 0.6% off peak (Alfalfa, OK): 73754; peak, +2.8% YoY, 0.2% off peak (Alfalfa, OK): 73739; peak, +1.1% YoY (Alfalfa, OK): 73716, 73717, 73719, 73722, Alfalfa, OK 73726, 73728, 73741, 73749, Alfalfa, OK 73758, 73760, 73768.
Residential listings by Alfalfa, OK ZIP
Alfalfa, OK ZIPs with the most tracked Alfalfa, OK residential listings: 73726 3 listings, 0 candidates, bank pressure 52; 73719 0 listings, 0 candidates, bank pressure 48; 73722 0 listings, 0 candidates, bank pressure 48; 73728 0 listings, 0 candidates, bank pressure 48 (Alfalfa, OK); 73739 0 listings, 0 candidates, bank pressure 52; 73741 0 listings, 0 candidates, bank pressure 48; 73749 0 listings, 0 candidates, bank pressure 48. Alfalfa, OK totals: 3 listings; Alfalfa, OK candidates 0; active ZIPs 1.
Lenders with branches in Alfalfa, OK
Alfalfa, OK lenders by branch count: Gateway First Bank (Alfalfa, OK): stress 51, 2 branches low in Alfalfa, OK; Cleo State Bank (Alfalfa, OK): stress 27, 2 branches low in Alfalfa, OK; Wisdom Heritage Bank (Alfalfa, OK): stress 58, 1 branch low in Alfalfa, OK; Acb Bank (Alfalfa, OK): stress 55, 1 branch moderate in Alfalfa, OK; Cowboy Bank (Alfalfa, OK): stress 26, 1 branch low in Alfalfa, OK.
Vacancy and permits, Alfalfa, OK
528 of 2,466 Alfalfa, OK housing units are vacant.
Work Alfalfa, OK at the parcel level
Every Alfalfa, OK parcel carries owner and address; every Alfalfa, OK parcel carries APN; Alfalfa, OK distress scores sit on the Alfalfa, OK live board.
Alfalfa, OK figures refresh with each source.
Alfalfa, OK questions
Most distressed ZIP code in Alfalfa County, OK?
ZIP 73754 leads Alfalfa, OK at 20/100; next in Alfalfa, OK: 73739 at 18/100; the Alfalfa, OK average is 10/100.
Where does Alfalfa County, OK rank for investment opportunity?
Alfalfa, OK is #2,832 among all ranked counties, #77 in Oklahoma; the Alfalfa, OK driver is vacancy; Alfalfa, OK moved down 537 places.
How many mortgages are delinquent in Alfalfa County, OK?
Alfalfa, OK takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Alfalfa, OK.
Which banks lend in Alfalfa County, OK?
5 watched lenders hold Alfalfa, OK branches; the largest Alfalfa, OK footprints are Gateway First Bank (2), Cleo State Bank (2), Wisdom Heritage Bank (1).
More on Alfalfa, OK
Alfalfa County, OK distress report: public-record figures for Alfalfa, OK; not legal advice for Alfalfa, OK; not tax or investment advice; verify every Alfalfa, OK record before acting.