Alfalfa County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Alfalfa County, Oklahoma? DLRadar grades every Alfalfa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Alfalfa County breakdown.
- Alfalfa County's most distressed ZIP is 73754 at 20/100.
- 13 ZIP codes tracked in Alfalfa County, averaging 10/100 distress.
- Alfalfa County reads peak — home values up 1.1% year over year.
- Vacancy runs 20.4% across Alfalfa County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Alfalfa County home is worth about $114,369 against a ~$62,300 median income.
- Lending headwind in Alfalfa County sits at 11/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 73754 | 20/100 |
| 2 | 73739 | 18/100 |
| 3 | 73760 | 15/100 |
| 4 | 73768 | 15/100 |
| 5 | 73717 | 10/100 |
| 6 | 73716 | 9/100 |
| 7 | 73726 | 8/100 |
| 8 | 73719 | 6/100 |
| 9 | 73722 | 6/100 |
| 10 | 73728 | 6/100 |
| 11 | 73741 | 6/100 |
| 12 | 73749 | 6/100 |
Most distressed ZIP codes in Alfalfa County (composite distress 0-100, 2026)
What is driving Alfalfa County distress
Nothing here is estimated: Alfalfa County is scored from filings alone, and its ZIPs average 10/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Alfalfa County market phase and pricing
Alfalfa County reads peak — home prices rose 1.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Alfalfa County
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Frequently asked
Where is distress highest inside Alfalfa County, OK?
ZIP 73754 leads Alfalfa County at 20/100, recomputed monthly from public records.
Is Alfalfa County expanding or contracting?
The market phase for Alfalfa County is peak, prices rising 1.1% on the year — derived from the FHFA House Price Index path.
How is the Alfalfa County data sourced?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Alfalfa County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Alfalfa County ZIP codes?
A county average hides the spread. Across the Alfalfa County ZIPs DLRadar ranks, scores run from 20/100 in 73754 down to 6/100 in 73749, against a Alfalfa County average of 10/100. That 14-point gap is why acquisition targeting in Alfalfa County works at ZIP level rather than county level.
What do Alfalfa County home values and vacancy say about distressed supply?
The typical Alfalfa County home carries about $114,369 of value against a median household income near $62,300. Vacancy across Alfalfa County's tracked ZIPs runs 20.4% and the poverty rate is 12.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Alfalfa County's foreclosure and tax-lien filings and its 11/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.