Anderson County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Anderson County, Kentucky? DLRadar grades every Anderson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Anderson County breakdown.
- Anderson County's most distressed ZIP is 40012 at 25/100.
- 5 ZIP codes tracked in Anderson County, averaging 22/100 distress.
- Anderson County reads peak — home values up 4.4% year over year.
- Vacancy runs 7.2% across Anderson County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Anderson County home is worth about $230,760 against a ~$73,746 median income.
- Lending headwind in Anderson County sits at 22/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40012 | 25/100 |
| 2 | 40372 | 24/100 |
| 3 | 40046 | 20/100 |
| 4 | 40342 | 20/100 |
| 5 | 40076 | 19/100 |
Most distressed ZIP codes in Anderson County (composite distress 0-100, 2026)
What is driving Anderson County distress
Anderson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 22/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Anderson County market phase and pricing
The cycle in Anderson County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Anderson County
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Questions and answers
Where is distress highest inside Anderson County, KY?
ZIP 40012 leads Anderson County at 25/100, recomputed monthly from public records.
Which phase does Anderson County sit in right now?
Phase for Anderson County: peak, tracking a 4.4% gain year over year, read off the FHFA index.
How is the Anderson County data sourced?
Each Anderson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Anderson County ZIP codes?
A county average hides the spread. Across the Anderson County ZIPs DLRadar ranks, scores run from 25/100 in 40012 down to 19/100 in 40076, against a Anderson County average of 22/100. Because the gap runs to 6 points, Anderson County rewards ZIP-level precision.
What do Anderson County home values and vacancy say about distressed supply?
The typical Anderson County home carries about $230,760 of value against a median household income near $73,746. Vacancy across Anderson County's tracked ZIPs runs 7.2% and the poverty rate is 8.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Anderson County's foreclosure and tax-lien record and its 22/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.