Arenac County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Arenac County, Michigan? DLRadar grades every Arenac County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Arenac County breakdown.
- Arenac County's most distressed ZIP is 48763 at 16/100.
- 10 ZIP codes tracked in Arenac County, averaging 9/100 distress.
- Arenac County reads expansion — home values up 5.5% year over year.
- Vacancy runs 30.9% across Arenac County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Arenac County home is worth about $138,180 against a ~$55,458 median income.
- Lending headwind in Arenac County sits at 81/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48763 | 16/100 |
| 2 | 48650 | 15/100 |
| 3 | 48756 | 10/100 |
| 4 | 48765 | 10/100 |
| 5 | 48610 | 9/100 |
| 6 | 48658 | 6/100 |
| 7 | 48659 | 5/100 |
| 8 | 48703 | 5/100 |
| 9 | 48749 | 5/100 |
| 10 | 48766 | 5/100 |
Most distressed ZIP codes in Arenac County (composite distress 0-100, 2026)
What is driving Arenac County distress
The Arenac County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 9/100 ZIP average. No proprietary or modelled inputs enter the score.
Arenac County market phase and pricing
Arenac County currently sits in expansion after a 5.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Arenac County
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Frequently asked questions
Which ZIP code leads Arenac County on distress?
ZIP 48763 leads Arenac County at 16/100, recomputed monthly from public records.
What stage of the price cycle is Arenac County at?
Arenac County is classified expansion with a 5.5% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Arenac County numbers?
Each Arenac County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Arenac County ZIP codes?
One county number flattens a wide range. Across the Arenac County ZIPs DLRadar ranks, scores run from 16/100 in 48763 down to 5/100 in 48766, against a Arenac County average of 9/100. Those 11 points separate the ZIPs worth working in Arenac County from the rest.
What do Arenac County home values and vacancy say about distressed supply?
The typical Arenac County home carries about $138,180 of value against a median household income near $55,458. Vacancy across Arenac County's tracked ZIPs runs 30.9% and the poverty rate is 15.2%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Arenac County's foreclosure and lien filings and its 81/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.