Arenac County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Arenac County, MI distress report, 2026: 10 ZIPs scored in Arenac, MI, Arenac, MI average 11/100; the top Arenac, MI ZIP is 48763 at 20/100; Arenac, MI market phase expansion, Arenac, MI prices +5.5% year over year.
- Arenac, MI ranks #1,296 nationally (opportunity index); Arenac, MI #45 in Michigan; Arenac, MI index 30.1.
- Arenac, MI: no CFPB county sample; Arenac, MI non-metro area reading 1.0%.
- Arenac, MI ZIP phases: 10 expansion.
- Arenac, MI residential listings tracked: 11 across 6 ZIPs; Arenac, MI candidate listings 4.
- Arenac, MI lenders on watch: 2; largest Arenac, MI footprint Huron Community Bank (1 branch).
- Arenac, MI most distressed ZIP: 48763 at 20/100.
Arenac, MI figures: DLRadar distress index; Arenac, MI inputs: CFPB, FHFA, HUD, FDIC; Arenac, MI rebuilt as sources refresh.
| Rank | Arenac, MI ZIP | Score |
|---|---|---|
| 1 | 48763 | 20/100 |
| 2 | 48650 | 16/100 |
| 3 | 48765 | 13/100 |
| 4 | 48756 | 11/100 |
| 5 | 48610 | 10/100 |
| 6 | 48658 | 8/100 |
| 7 | 48659 | 8/100 |
| 8 | 48703 | 8/100 |
| 9 | 48749 | 8/100 |
| 10 | 48766 | 8/100 |
Most distressed Arenac, MI ZIPs (0-100, 2026)
Mortgage delinquency around Arenac, MI
No CFPB county sample covers Arenac, MI; the non-metro area reading for Arenac, MI: 1.0% ninety-plus; Arenac, MI area thirty-to-eighty-nine 2.6% (December 2025, Arenac, MI); Michigan overall 0.9%.
Opportunity index: Arenac, MI
Arenac, MI index 30.1, Arenac, MI phase early_signal; Arenac, MI primary driver vacancy, Arenac, MI second driver bank institutional. Arenac, MI components: property stress 19.2, foreclosure pressure 19.0, listing discounts 35.5, bank stress 49.9, insurance 0.0; Arenac, MI pulse 31.4; Arenac, MI capital opportunity 28.1.
ZIP market phases inside Arenac, MI
10 Arenac, MI ZIPs carry a price-cycle phase; Arenac, MI ZIPs by phase (Arenac, MI), deepest drawdown first: expansion, +5.1% YoY, 0.3% off peak (Arenac, MI): 48650; expansion, +5.4% YoY, 0.0% off peak (Arenac, MI): 48658; expansion, +5.5% YoY, 0.0% off peak (Arenac, MI): 48659; expansion, +5.5% YoY (Arenac, MI): 48610, 48703, 48749, 48756, Arenac, MI 48763, 48765, 48766.
Residential listings by Arenac, MI ZIP
Arenac, MI ZIPs with the most tracked Arenac, MI residential listings: 48658 4 listings, 1 candidates, bank pressure 64; 48765 3 listings, 3 candidates, bank pressure 68; 48703 2 listings, 0 candidates, bank pressure 66; 48766 2 listings, 0 candidates, bank pressure 66 (Arenac, MI); 48659 0 listings, 0 candidates, bank pressure 64; 48749 0 listings, 0 candidates, bank pressure 66. Arenac, MI totals: 11 listings; Arenac, MI candidates 4; active ZIPs 1.
Lenders with branches in Arenac, MI
Arenac, MI lenders by branch count: Huron Community Bank (Arenac, MI): stress 86, 1 branch low in Arenac, MI; Independent Bank (Arenac, MI): stress 67, 1 branch low in Arenac, MI.
Vacancy and permits, Arenac, MI
3,002 of 9,554 Arenac, MI housing units are vacant; Arenac, MI permits, twelve months: 0 multifamily units in Arenac, MI, 42 one-to-four unit units.
Work Arenac, MI at the parcel level
Every Arenac, MI parcel carries owner and address; every Arenac, MI parcel carries APN; Arenac, MI distress scores sit on the Arenac, MI live board.
Arenac, MI figures refresh with each source.
Arenac, MI questions
Most distressed ZIP code in Arenac County, MI?
ZIP 48763 leads Arenac, MI at 20/100; next in Arenac, MI: 48650 at 16/100; the Arenac, MI average is 11/100.
Where does Arenac County, MI rank for investment opportunity?
Arenac, MI is #1,296 among all ranked counties, #45 in Michigan; the Arenac, MI driver is vacancy; Arenac, MI moved up 690 places.
How many mortgages are delinquent in Arenac County, MI?
Arenac, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Arenac, MI.
Which banks lend in Arenac County, MI?
2 watched lenders hold Arenac, MI branches; the largest Arenac, MI footprints are Huron Community Bank (1), Independent Bank (1).
More on Arenac, MI
Arenac County, MI distress report: public-record figures for Arenac, MI; not legal advice for Arenac, MI; not tax or investment advice; verify every Arenac, MI record before acting.