Baker County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Baker County, OR distress report, 2026: 13 ZIPs scored in Baker, OR, Baker, OR average 19/100; the top Baker, OR ZIP is 97814 at 20/100; Baker, OR market phase peak, Baker, OR prices +1.2% year over year.
- Baker, OR ranks #2,251 nationally (opportunity index); Baker, OR #21 in Oregon; Baker, OR index 26.9.
- Baker, OR: no CFPB county sample; Baker, OR state reading 0.6%.
- Baker, OR ZIP phases: 11 peak, 2 recovery.
- Baker, OR residential listings tracked: 5 across 10 ZIPs; Baker, OR candidate listings 1.
- Baker, OR lenders on watch: 1; largest Baker, OR footprint Columbia Bank (1 branch).
- Baker, OR most distressed ZIP: 97814 at 20/100.
Baker, OR figures: DLRadar distress index; Baker, OR inputs: CFPB, FHFA, HUD, FDIC; Baker, OR rebuilt as sources refresh.
| Rank | Baker, OR ZIP | Score |
|---|---|---|
| 1 | 97814 | 20/100 |
| 2 | 97819 | 20/100 |
| 3 | 97833 | 20/100 |
| 4 | 97834 | 20/100 |
| 5 | 97837 | 20/100 |
| 6 | 97840 | 20/100 |
| 7 | 97870 | 20/100 |
| 8 | 97884 | 20/100 |
| 9 | 97905 | 20/100 |
| 10 | 97907 | 20/100 |
| 11 | 97877 | 18/100 |
| 12 | 97867 | 17/100 |
Most distressed Baker, OR ZIPs (0-100, 2026)
Mortgage delinquency around Baker, OR
No CFPB county sample covers Baker, OR; the state reading for Baker, OR: 0.6% ninety-plus; Baker, OR area thirty-to-eighty-nine 1.2% (December 2025, Baker, OR).
Opportunity index: Baker, OR
Baker, OR index 26.9, Baker, OR phase weak; Baker, OR primary driver vacancy, Baker, OR second driver construction. Baker, OR components: property stress 22.7, foreclosure pressure 25.5, listing discounts 1.0, bank stress 55.6, insurance 0.0; Baker, OR pulse 35.6; Baker, OR capital opportunity 13.8.
ZIP market phases inside Baker, OR
13 Baker, OR ZIPs carry a price-cycle phase; Baker, OR ZIPs by phase (Baker, OR), deepest drawdown first: peak, +1.2% YoY (Baker, OR): 97814, 97819, 97833, 97834, Baker, OR 97837, 97840, 97867, 97870, Baker, OR 97884, 97905, 97907; recovery, +2.4% YoY (Baker, OR): 97869; recovery, +2.0% YoY (Baker, OR): 97877.
Residential listings by Baker, OR ZIP
Baker, OR ZIPs with the most tracked Baker, OR residential listings: 97907 2 listings, 0 candidates, bank pressure 64; 97814 1 listings, 0 candidates, bank pressure 61; 97884 1 listings, 1 candidates, bank pressure 61; 97905 1 listings, 0 candidates, bank pressure 61 (Baker, OR); 97819 0 listings, 0 candidates, bank pressure 61; 97833 0 listings, 0 candidates, bank pressure 61; 97834 0 listings, 0 candidates, bank pressure 61; 97837 0 listings, 0 candidates, bank pressure 61. Baker, OR totals: 5 listings; Baker, OR candidates 1; active ZIPs 3.
Lenders with branches in Baker, OR
Baker, OR lenders by branch count: Columbia Bank (Baker, OR): stress 58, 1 branch low in Baker, OR.
Vacancy and permits, Baker, OR
1,370 of 8,725 Baker, OR housing units are vacant; Baker, OR permits, twelve months: 4 multifamily units in Baker, OR, 37 one-to-four unit units.
Work Baker, OR at the parcel level
Every Baker, OR parcel carries owner and address; every Baker, OR parcel carries APN; Baker, OR distress scores sit on the Baker, OR live board.
Baker, OR figures refresh with each source.
Baker, OR questions
Most distressed ZIP code in Baker County, OR?
ZIP 97814 leads Baker, OR at 20/100; next in Baker, OR: 97819 at 20/100; the Baker, OR average is 19/100.
Where does Baker County, OR rank for investment opportunity?
Baker, OR is #2,251 among all ranked counties, #21 in Oregon; the Baker, OR driver is vacancy; Baker, OR moved down 1,278 places.
How many mortgages are delinquent in Baker County, OR?
Baker, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Baker, OR.
Which banks lend in Baker County, OR?
1 watched lenders hold Baker, OR branches; the largest Baker, OR footprints are Columbia Bank (1).
More on Baker, OR
Baker County, OR distress report: public-record figures for Baker, OR; not legal advice for Baker, OR; not tax or investment advice; verify every Baker, OR record before acting.