Baraga County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Baraga County, MI distress report, 2026: 7 ZIPs scored in Baraga, MI, Baraga, MI average 4/100; the top Baraga, MI ZIP is 49861 at 8/100; Baraga, MI market phase expansion, Baraga, MI prices +5.5% year over year.
- Baraga, MI ranks #1,376 nationally (opportunity index); Baraga, MI #47 in Michigan; Baraga, MI index 29.8.
- Baraga, MI: no CFPB county sample; Baraga, MI non-metro area reading 1.0%.
- Baraga, MI ZIP phases: 6 expansion, 1 peak.
- Baraga, MI residential listings tracked: 7 across 6 ZIPs; Baraga, MI candidate listings 4.
- Baraga, MI lenders on watch: 1; largest Baraga, MI footprint Superior National Bank (2 branches).
- Baraga, MI most distressed ZIP: 49861 at 8/100.
Baraga, MI figures: DLRadar distress index; Baraga, MI inputs: CFPB, FHFA, HUD, FDIC; Baraga, MI rebuilt as sources refresh.
| Rank | Baraga, MI ZIP | Score |
|---|---|---|
| 1 | 49861 | 8/100 |
| 2 | 49958 | 6/100 |
| 3 | 49908 | 3/100 |
| 4 | 49919 | 3/100 |
| 5 | 49946 | 3/100 |
| 6 | 49962 | 3/100 |
| 7 | 49970 | 3/100 |
Most distressed Baraga, MI ZIPs (0-100, 2026)
Mortgage delinquency around Baraga, MI
No CFPB county sample covers Baraga, MI; the non-metro area reading for Baraga, MI: 1.0% ninety-plus; Baraga, MI area thirty-to-eighty-nine 2.6% (December 2025, Baraga, MI); Michigan overall 0.9%.
Opportunity index: Baraga, MI
Baraga, MI index 29.8, Baraga, MI phase early_signal; Baraga, MI primary driver vacancy, Baraga, MI second driver bank institutional. Baraga, MI components: property stress 18.0, foreclosure pressure 18.0, listing discounts 27.4, bank stress 63.3, insurance 0.0; Baraga, MI pulse 35.1; Baraga, MI capital opportunity 21.9.
ZIP market phases inside Baraga, MI
7 Baraga, MI ZIPs carry a price-cycle phase; Baraga, MI ZIPs by phase (Baraga, MI), deepest drawdown first: expansion, +5.3% YoY (Baraga, MI): 49861; expansion, +5.5% YoY (Baraga, MI): 49908, 49919, 49946, 49962, Baraga, MI 49970; peak, +4.6% YoY (Baraga, MI): 49958.
Residential listings by Baraga, MI ZIP
Baraga, MI ZIPs with the most tracked Baraga, MI residential listings: 49946 3 listings, 1 candidates, bank pressure 62; 49861 1 listings, 1 candidates, bank pressure 63; 49908 1 listings, 1 candidates, bank pressure 62; 49919 1 listings, 0 candidates, bank pressure 62 (Baraga, MI); 49962 1 listings, 1 candidates, bank pressure 62; 49970 0 listings, 0 candidates, bank pressure 62. Baraga, MI totals: 7 listings; Baraga, MI candidates 4; active ZIPs 1.
Lenders with branches in Baraga, MI
Baraga, MI lenders by branch count: Superior National Bank (Baraga, MI): stress 62, 2 branches low in Baraga, MI.
Vacancy and permits, Baraga, MI
1,618 of 5,051 Baraga, MI housing units are vacant; Baraga, MI permits, twelve months: 0 multifamily units in Baraga, MI, 12 one-to-four unit units.
Work Baraga, MI at the parcel level
Every Baraga, MI parcel carries owner and address; every Baraga, MI parcel carries APN; Baraga, MI distress scores sit on the Baraga, MI live board.
Baraga, MI figures refresh with each source.
Baraga, MI questions
Most distressed ZIP code in Baraga County, MI?
ZIP 49861 leads Baraga, MI at 8/100; next in Baraga, MI: 49958 at 6/100; the Baraga, MI average is 4/100.
Where does Baraga County, MI rank for investment opportunity?
Baraga, MI is #1,376 among all ranked counties, #47 in Michigan; the Baraga, MI driver is vacancy; Baraga, MI moved down 294 places.
How many mortgages are delinquent in Baraga County, MI?
Baraga, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Baraga, MI.
Which banks lend in Baraga County, MI?
1 watched lenders hold Baraga, MI branches; the largest Baraga, MI footprints are Superior National Bank (2).
More on Baraga, MI
Baraga County, MI distress report: public-record figures for Baraga, MI; not legal advice for Baraga, MI; not tax or investment advice; verify every Baraga, MI record before acting.