Benton County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Benton County, MN distress report, 2026: 9 ZIPs scored in Benton, MN, Benton, MN average 13/100; the top Benton, MN ZIP is 56377 at 23/100; Benton, MN market phase peak, Benton, MN prices +3.2% year over year.
- Benton, MN ranks #3,217 nationally (opportunity index); Benton, MN #86 in Minnesota; Benton, MN index 18.4.
- Benton, MN: no CFPB county sample; Benton, MN metro area reading 0.6%.
- Benton, MN ZIP phases: 9 peak.
- Benton, MN residential listings tracked: 4 across 4 ZIPs; Benton, MN candidate listings 1.
- Benton, MN HUD assisted properties: 6 with 347 units.
- Benton, MN lenders on watch: 6; largest Benton, MN footprint Frandsen Bank&Trust (2 branches).
- Benton, MN most distressed ZIP: 56377 at 23/100.
Benton, MN figures: DLRadar distress index; Benton, MN inputs: CFPB, FHFA, HUD, FDIC; Benton, MN rebuilt as sources refresh.
| Rank | Benton, MN ZIP | Score |
|---|---|---|
| 1 | 56377 | 23/100 |
| 2 | 56373 | 19/100 |
| 3 | 56304 | 15/100 |
| 4 | 56367 | 13/100 |
| 5 | 55371 | 10/100 |
| 6 | 56330 | 10/100 |
| 7 | 56329 | 9/100 |
| 8 | 56357 | 8/100 |
| 9 | 56379 | 8/100 |
Most distressed Benton, MN ZIPs (0-100, 2026)
Mortgage delinquency around Benton, MN
No CFPB county sample covers Benton, MN; the metro area reading for Benton, MN (St. Cloud, MN): 0.6% ninety-plus; Benton, MN area thirty-to-eighty-nine 1.8% (December 2025, Benton, MN); Minnesota overall 0.6%.
Opportunity index: Benton, MN
Benton, MN index 18.4, Benton, MN phase weak; Benton, MN primary driver bank institutional, Benton, MN second driver vacancy. Benton, MN components: property stress 6.0, foreclosure pressure 4.7, listing discounts 10.9, bank stress 60.3, insurance 0.0; Benton, MN pulse 21.6; Benton, MN capital opportunity 13.5.
ZIP market phases inside Benton, MN
9 Benton, MN ZIPs carry a price-cycle phase; Benton, MN ZIPs by phase (Benton, MN), deepest drawdown first: peak, +2.4% YoY (Benton, MN): 55371; peak, +2.5% YoY (Benton, MN): 56304; peak, +3.3% YoY (Benton, MN): 56329; peak, +2.7% YoY (Benton, MN): 56330; peak, +3.1% YoY (Benton, MN): 56357; peak, +3.2% YoY (Benton, MN): 56367, 56377, 56379; peak, +3.4% YoY (Benton, MN): 56373.
Residential listings by Benton, MN ZIP
Benton, MN ZIPs with the most tracked Benton, MN residential listings: 56379 2 listings, 0 candidates, bank pressure 64; 56329 1 listings, 1 candidates, bank pressure 63; 56367 1 listings, 0 candidates, bank pressure 61; 56357 0 listings, 0 candidates, bank pressure 61 (Benton, MN). Benton, MN totals: 4 listings; Benton, MN candidates 1; active ZIPs 3.
HUD assisted housing in Benton, MN
6 assisted properties with 347 units sit in Benton, MN; largest Benton, MN properties: Russell Arms/ Benton Heights (Sauk Rapids) 91 units, 71 assisted; Good Shepherd Homes (Sauk Rapids) 58 units, 58 assisted; Creekside Village (Sauk Rapids) 55 units in Benton, MN; Quarry Village (Sauk Rapids) 55 units; Shepherd Oak West /Good Shepherd Luth Hm (Sauk Rapids) 46 units, 45 assisted; Shepherd Oak Apartments (Sauk Rapids) 42 units, 42 assisted.
Lenders with branches in Benton, MN
Benton, MN lenders by branch count: Frandsen Bank&Trust (Benton, MN): stress 48, 2 branches low in Benton, MN; Farmers&Merchants Stb Pierz (Benton, MN): stress 66, 1 branch low in Benton, MN; Falcon National Bank (Benton, MN): stress 64, 1 branch low in Benton, MN; Pine Country Bank (Benton, MN): stress 57, 1 branch moderate in Benton, MN; American Heritage Nb (Benton, MN): stress 54, 1 branch low in Benton, MN; First Nb Of Milaca (Benton, MN): stress 51, 1 branch low in Benton, MN.
Vacancy and permits, Benton, MN
889 of 17,608 Benton, MN housing units are vacant; Benton, MN permits, twelve months: 89 multifamily units in Benton, MN, 61 one-to-four unit units.
Work Benton, MN at the parcel level
Every Benton, MN parcel carries owner and address; every Benton, MN parcel carries APN; Benton, MN distress scores sit on the Benton, MN live board.
Benton, MN figures refresh with each source.
Benton, MN questions
Most distressed ZIP code in Benton County, MN?
ZIP 56377 leads Benton, MN at 23/100; next in Benton, MN: 56373 at 19/100; the Benton, MN average is 13/100.
Where does Benton County, MN rank for investment opportunity?
Benton, MN is #3,217 among all ranked counties, #86 in Minnesota; the Benton, MN driver is bank institutional; Benton, MN moved down 40 places.
How many mortgages are delinquent in Benton County, MN?
Benton, MN takes the metro area reading of 0.6% for December 2025; no CFPB county sample covers Benton, MN.
Which banks lend in Benton County, MN?
6 watched lenders hold Benton, MN branches; the largest Benton, MN footprints are Frandsen Bank&Trust (2), Farmers&Merchants Stb Pierz (1), Falcon National Bank (1).
More on Benton, MN
Benton County, MN distress report: public-record figures for Benton, MN; not legal advice for Benton, MN; not tax or investment advice; verify every Benton, MN record before acting.