Benton County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Benton County, Tennessee? DLRadar grades every Benton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Benton County breakdown.
- Benton County's most distressed ZIP is 38221 at 22/100.
- 7 ZIP codes tracked in Benton County, averaging 20/100 distress.
- Benton County reads peak — home values up 2.8% year over year.
- Vacancy runs 31.1% across Benton County's tracked ZIPs, with a 20.2% poverty rate.
- The typical Benton County home is worth about $149,986 against a ~$52,521 median income.
- Lending headwind in Benton County sits at 0/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38221 | 22/100 |
| 2 | 38320 | 22/100 |
| 3 | 38333 | 22/100 |
| 4 | 38341 | 22/100 |
| 5 | 38380 | 19/100 |
| 6 | 38317 | 17/100 |
| 7 | 38387 | 17/100 |
Most distressed ZIP codes in Benton County (composite distress 0-100, 2026)
What is driving Benton County distress
Benton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Benton County market phase and pricing
Benton County reads peak — home prices rose 2.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Benton County
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Frequently asked
Which ZIP code leads Benton County on distress?
ZIP 38221 leads Benton County at 22/100, recomputed monthly from public records.
Is Benton County expanding or contracting?
Phase for Benton County: peak, tracking a 2.8% gain year over year, read off the FHFA index.
Which datasets feed the Benton County scores?
Every Benton County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Benton County ZIP codes that it runs on every other U.S. county, so Benton County's numbers are directly comparable to any other market.
How much do distress scores vary between Benton County ZIP codes?
The county figure is a blend, not a description. Across the Benton County ZIPs DLRadar ranks, scores run from 22/100 in 38221 down to 17/100 in 38387, against a Benton County average of 20/100. Because the gap runs to 5 points, Benton County rewards ZIP-level precision.
What do Benton County home values and vacancy say about distressed supply?
The typical Benton County home carries about $149,986 of value against a median household income near $52,521. Vacancy across Benton County's tracked ZIPs runs 31.1% and the poverty rate is 20.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Benton County's foreclosure and tax-lien filings and its 0/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.