Benzie County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Benzie County, Michigan? DLRadar grades every Benzie County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Benzie County breakdown.
- Benzie County's most distressed ZIP is 49643 at 20/100.
- 11 ZIP codes tracked in Benzie County, averaging 14/100 distress.
- Benzie County reads peak — home values up 3.1% year over year.
- Vacancy runs 39% across Benzie County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Benzie County home is worth about $305,264 against a ~$75,996 median income.
- Lending headwind in Benzie County sits at 85/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49643 | 20/100 |
| 2 | 49684 | 19/100 |
| 3 | 49630 | 14/100 |
| 4 | 49683 | 14/100 |
| 5 | 49613 | 12/100 |
| 6 | 49616 | 12/100 |
| 7 | 49617 | 12/100 |
| 8 | 49628 | 12/100 |
| 9 | 49635 | 12/100 |
| 10 | 49640 | 12/100 |
| 11 | 49650 | 12/100 |
Most distressed ZIP codes in Benzie County (composite distress 0-100, 2026)
What is driving Benzie County distress
DLRadar builds Benzie County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Benzie County market phase and pricing
Benzie County reads peak — home prices rose 3.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Benzie County
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Common questions
What is the hardest-hit ZIP in Benzie County?
ZIP 49643 leads Benzie County at 20/100, recomputed monthly from public records.
What market phase is Benzie County in?
Phase for Benzie County: peak, tracking a 3.1% gain year over year, read off the FHFA index.
What are the sources behind these Benzie County numbers?
Every Benzie County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 11 Benzie County ZIP codes that it runs on every other U.S. county, so Benzie County's numbers are directly comparable to any other market.
How much do distress scores vary between Benzie County ZIP codes?
A county average hides the spread. Across the Benzie County ZIPs DLRadar ranks, scores run from 20/100 in 49643 down to 12/100 in 49650, against a Benzie County average of 14/100. Because the gap runs to 8 points, Benzie County rewards ZIP-level precision.
What do Benzie County home values and vacancy say about distressed supply?
The typical Benzie County home carries about $305,264 of value against a median household income near $75,996. Vacancy across Benzie County's tracked ZIPs runs 39% and the poverty rate is 9.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Benzie County's foreclosure and tax-lien filings and its 85/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.