Benzie County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Benzie County, MI distress report, 2026: 11 ZIPs scored in Benzie, MI, Benzie, MI average 14/100; the top Benzie, MI ZIP is 49643 at 22/100; Benzie, MI market phase peak, Benzie, MI prices +3.1% year over year.
- Benzie, MI ranks #970 nationally (opportunity index); Benzie, MI #30 in Michigan; Benzie, MI index 31.3.
- Benzie, MI: no CFPB county sample; Benzie, MI metro area reading 0.2%.
- Benzie, MI ZIP phases: 11 peak.
- Benzie, MI residential listings tracked: 11 across 8 ZIPs; Benzie, MI candidate listings 8.
- Benzie, MI lenders on watch: 3; largest Benzie, MI footprint Honor Bank (3 branches).
- Benzie, MI most distressed ZIP: 49643 at 22/100.
Benzie, MI figures: DLRadar distress index; Benzie, MI inputs: CFPB, FHFA, HUD, FDIC; Benzie, MI rebuilt as sources refresh.
| Rank | Benzie, MI ZIP | Score |
|---|---|---|
| 1 | 49643 | 22/100 |
| 2 | 49684 | 20/100 |
| 3 | 49630 | 15/100 |
| 4 | 49683 | 15/100 |
| 5 | 49613 | 14/100 |
| 6 | 49616 | 12/100 |
| 7 | 49617 | 12/100 |
| 8 | 49628 | 12/100 |
| 9 | 49635 | 12/100 |
| 10 | 49640 | 12/100 |
| 11 | 49650 | 12/100 |
Most distressed Benzie, MI ZIPs (0-100, 2026)
Mortgage delinquency around Benzie, MI
No CFPB county sample covers Benzie, MI; the metro area reading for Benzie, MI (Traverse City, MI): 0.2% ninety-plus; Benzie, MI area thirty-to-eighty-nine 1.9% (December 2025, Benzie, MI); Michigan overall 0.9%.
Opportunity index: Benzie, MI
Benzie, MI index 31.3, Benzie, MI phase early_signal; Benzie, MI primary driver vacancy, Benzie, MI second driver bank institutional. Benzie, MI components: property stress 22.5, foreclosure pressure 22.7, listing discounts 26.4, bank stress 63.7, insurance 0.0; Benzie, MI pulse 37.3; Benzie, MI capital opportunity 22.3; Benzie, MI seven-day change +0.4%.
ZIP market phases inside Benzie, MI
11 Benzie, MI ZIPs carry a price-cycle phase; Benzie, MI ZIPs by phase (Benzie, MI), deepest drawdown first: peak, +4.3% YoY (Benzie, MI): 49613; peak, +3.1% YoY (Benzie, MI): 49616, 49617, 49628, 49630, Benzie, MI 49635, 49640, 49643, 49650, Benzie, MI 49684; peak, +3.7% YoY (Benzie, MI): 49683.
Residential listings by Benzie, MI ZIP
Benzie, MI ZIPs with the most tracked Benzie, MI residential listings: 49643 5 listings, 3 candidates, bank pressure 65; 49616 2 listings, 1 candidates, bank pressure 77; 49617 2 listings, 2 candidates, bank pressure 77; 49635 1 listings, 1 candidates, bank pressure 77 (Benzie, MI); 49640 1 listings, 1 candidates, bank pressure 73; 49628 0 listings, 0 candidates, bank pressure 77; 49650 0 listings, 0 candidates, bank pressure 77; 49683 0 listings, 0 candidates, bank pressure 64. Benzie, MI totals: 11 listings; Benzie, MI candidates 8; active ZIPs 0.
Lenders with branches in Benzie, MI
Benzie, MI lenders by branch count: Honor Bank (Benzie, MI): stress 66, 3 branches low in Benzie, MI; State Savings Bank (Benzie, MI): stress 88, 2 branches low in Benzie, MI; West Shore Bank (Benzie, MI): stress 76, 1 branch low in Benzie, MI.
Vacancy and permits, Benzie, MI
4,618 of 12,326 Benzie, MI housing units are vacant; Benzie, MI permits, twelve months: 0 multifamily units in Benzie, MI, 147 one-to-four unit units.
Work Benzie, MI at the parcel level
Every Benzie, MI parcel carries owner and address; every Benzie, MI parcel carries APN; Benzie, MI distress scores sit on the Benzie, MI live board.
Benzie, MI figures refresh with each source.
Benzie, MI questions
Most distressed ZIP code in Benzie County, MI?
ZIP 49643 leads Benzie, MI at 22/100; next in Benzie, MI: 49684 at 20/100; the Benzie, MI average is 14/100.
Where does Benzie County, MI rank for investment opportunity?
Benzie, MI is #970 among all ranked counties, #30 in Michigan; the Benzie, MI driver is vacancy; Benzie, MI moved down 307 places.
How many mortgages are delinquent in Benzie County, MI?
Benzie, MI takes the metro area reading of 0.2% for December 2025; no CFPB county sample covers Benzie, MI.
Which banks lend in Benzie County, MI?
3 watched lenders hold Benzie, MI branches; the largest Benzie, MI footprints are Honor Bank (3), State Savings Bank (2), West Shore Bank (1).
More on Benzie, MI
Benzie County, MI distress report: public-record figures for Benzie, MI; not legal advice for Benzie, MI; not tax or investment advice; verify every Benzie, MI record before acting.