Billings County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Billings County, North Dakota? DLRadar grades every Billings County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Billings County breakdown.
- Billings County's most distressed ZIP is 58634 at 20/100.
- 8 ZIP codes tracked in Billings County, averaging 10/100 distress.
- Billings County reads peak — home values up 4.7% year over year.
- Vacancy runs 26.3% across Billings County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Billings County home is worth about $264,617 against a ~$83,367 median income.
- Lending headwind in Billings County sits at 15/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58634 | 20/100 |
| 2 | 58622 | 11/100 |
| 3 | 58640 | 11/100 |
| 4 | 58642 | 11/100 |
| 5 | 58620 | 8/100 |
| 6 | 58627 | 8/100 |
| 7 | 58645 | 8/100 |
| 8 | 58621 | 5/100 |
Most distressed ZIP codes in Billings County (composite distress 0-100, 2026)
What is driving Billings County distress
Billings County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 10/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Billings County market phase and pricing
Billings County reads peak — home prices rose 4.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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What people ask
What is the hardest-hit ZIP in Billings County?
ZIP 58634 leads Billings County at 20/100, recomputed monthly from public records.
What market phase is Billings County in?
Billings County currently sits in peak, with values up 4.7% year on year, based on FHFA price-index trajectory.
Can the Billings County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Billings County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Billings County ZIP codes?
Averaging the county conceals how uneven it is. Across the Billings County ZIPs DLRadar ranks, scores run from 20/100 in 58634 down to 5/100 in 58621, against a Billings County average of 10/100. With 15 points between best and worst, county-level targeting in Billings County wastes effort.
What do Billings County home values and vacancy say about distressed supply?
The typical Billings County home carries about $264,617 of value against a median household income near $83,367. Vacancy across Billings County's tracked ZIPs runs 26.3% and the poverty rate is 15.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Billings County's filings and its 15/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.